close

Insurance

Insurance

Keep Your Beloved Pets Safe with Proper Pet Insurance

Pet owners often wonder what they will do if they ever have a real veterinary emergency. The answer, of course, is insurance. But most pet owners don’t know that there is insurance available for pets, or even that it will help cover some of these health care expenses for their pet.

People often have the wrong idea about insurance for their pets. We often hear people say that they would rather open a savings account to pay for their pet’s veterinary expenses. However, these people may not really understand what how insurance works.

Pet Insurance1

Insurance, even for pets, is to help people pay for unexpected, unplanned, or large expenses that you are not prepared for, even with a small amount set aside in a savings account.

There are several reasons why you want to consider buying pet insurance for the peace of mind of knowing that your pet’s health needs will always be covered.

Why Buy Insurance?

Insurance can help you pay for large or unexpected health issues that your pet may experience. These are expenses you might have trouble paying for out of your regular budget. Another reason to consider insurance is that because it is a competitive industry there are many options available, which means that the coverage and the price of policies has improved over the years. When you love your pet a lot, you may be willing to pay $5,000 to $10,000 to help him recover. But you may also worry about having that kind of money available. If this is the case, then you would benefit from getting an insurance policy.

Savings is Good, but Insurance is Better

Sure, having a nice nest egg to help in times of trouble can come in handy. But a savings account shouldn’t take the place of insurance for your pet. If your pet ever becomes seriously ill, he might require expensive veterinary treatment that exceeds the amount you have saved.  This is when an insurance policy can serve your needs, and this is the sort of scenario that happens all the time.

Pet Insurance

The Exclusions
Yes, there are exclusions. Some insurance policies exclude things like hereditary conditions or chronic issues. However, there are newer policies that often cover many of these issues. It may be time to look into one of the newer insurance policies for your pet.

Bottom Line

If you have had a pet who has experienced an emergency, then you know how expensive this type of situation can be. You know that insurance can be a lifesaver when it comes to your favourite pet.

On the other hand, if your pet has always been healthy and you’ve never faced a large veterinary bill, then you might think you don’t need insurance. Unfortunately, we can’t ever foretell the future and you might come to regret the decision you have made. It is always best to be safe rather than sorry, and at the monthly price of most modern insurance policies, you can well afford coverage.

read more
Insurance

What Animals Are the Best to Get Insurance For

Insuringyour animal is something that everyone should do. This insurance allows you to have peace of mind and coverage that lasts your entire pet’s life. However, there are a few pets that can be even more important to insure than others. The reason for insuring these pets can vary from price, amount of incidents a year, and even where you are located. Let’s take a look at a few pets that really need insurance: dogs, cats, and horses.

purchasepet insurance

Dogs

Dogs are by nature very active animals. When you adopt a dog you are most likely going to have to exercise the dog constantly. Typically, this lasts for their entire lives. They rarely slow down even in old age. This means that getting insurance for them is crucial.

They can get into many accidents, because they are so active. Sadly, cars hitting dogs in the street is a common occurrence. This type of injury is not easy to fix, nor is it cheap. Your dog will have to have a battle for its life. You want to have the best care in cases like these. When you purchasepet insurance, having the best care is something that you won’t have to worry about. All the fees will be covered for your beloved dog.

Dogs

Cats

Cats are less active than dogs, but their curiosity is why they need to be insured. Cats love to go where they aren’t allowed. This includes trees, hard to reach places in your house, or even exploring your neighbourhood. Unfortunately, this can end badly in certain situations.

Cats can be injured very easily, because of their curious nature. They can fall out of trees, be attacked by other animals, or even eat the wrong thing. This can mean a fast trip to the veterinary office. Nevertheless, this trip can be very expensive and happen frequently if you have an extremely curious cat. Ensure that you have insurance for your cat so that you won’t have to worry as much about an accident occurring.

Cats

Horses

Horses are majestic animals that are often ridden for thousands of miles over their lifespan. This can easily end result in them needing some assistance to stay healthy. This is where insurance for your horse will be very important.

The most difficult thing about getting a horse treated for an injury is the cost. Horses are huge animals and they require expert care to get healthier. Equine medicine is much more competitive field than just a general veterinary medicine. You may have to pay more on your premiums, but it is worth it if you care about your horse. Horses must receive the best care if they are going to live long lives and insurance will help you pay less when something does happen.

Horses

If you are considering insurance for your pet and, you have a dog, cat, or horse, you should absolutely purchase it. You will be extremely happy when the inevitable does happen.

read more
Insurance

The Basics You Need to Know about Pet Insurance

It’s astounding how many people on earth own pets. It’s estimated that over sixty percent of people in the world have at least one pet, and most of these households have more than one. Having a pet is a wonderful experience, of course, and there are certainly many benefits to keeping a loving animal in your home. The sacrifice of caring for the animal’s needs is well worth it to most people. However, the fact that most people in the world have a pet makes it even more astounding that most of these people have not thought about what they’re doing to care for their animal’s healthcare needs.

Pet Insurance

While it’s true that healthcare in general is less costly for a domestic animal than it is for a person, depending on the health problem, it can still be quite expensive. Unfortunately, many people assume that their pets will be healthy during the entire course of their lives, but this is not often the case. While many people don’t consider pet insurance or even know it exists, there are a lot of good reasons to think about it.

Insurance

Insurance for Your Pet Is Affordable

If you own a small domestic animal, you’ll find that your pet’s insurance premiums are very affordable. The idea of purchasing insurance for an animal scares many away because of how expensive it is to purchase human health insurance privately. Fortunately, economic factors around the world make it much less expensive to care for the health needs of animals when compared to the costs for humans. If you’re concerned about the cost, you can always get a free quote online, which is usually very fast and easy if your pet is a cat or dog.

Pet Is Affordable

Veterinary Costs Are Rising

While it’s still much cheaper to take your animal to see the vet for an injury or illness than it would be to visit your own doctor, costs are quickly rising. Some figures show costs doubling in the last few years, and experts don’t expect this trend to slow anytime soon. Unfortunately, many people have to put their pets down when a serious injury or illness occurs if they can’t afford the astronomical costs that sometimes become a reality.

Veterinary Costs

Pet Insurance Is Simple

Various economic and industry factors make insurance for pets much simpler than the insurance you have for yourself and your family. Privately obtaining health insurance for yourself can be an extremely stressful and complicated process. This usually involves filling out forms online or on paper for several hours, looking up medical records, and going to doctors to have examinations. From there, you usually need to wait for test results to come back before an insurance company accepts you. Insuring an animal is nowhere near as complicated because the legal requirements for these companies are very different, and that means the costs and liabilities for the insurance companies are greatly reduced. If you have any doubts about the process, it will only take a few minutes to obtain a free quote online.

Pet Insurance Is Simple

read more
1 2 3
Page 3 of 3