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October 2019

Accounting

How to Find a Reputable Accountant in Weston, Fl

Many times we come across business professionals who are all talk and no walk; this is predominantly because many average business professionals are just that- average. Why is it that people we commonly do business with just don’t do their best in their field of work? This is largely to blame on the systemized process of business in the United States. We go to school, get a job, and usually continue in that line of work until we croak!

After college, most people stick to the same profession and company until they decide to retire. Who’s to say all these people even like what they’re doing? Well, chances are most of them don’t. This is shown through the progress people make in large companies as compared to those out on their own who decide to start their own business. After digging through tons of research and experiments, we have found that you will get the most for your money when working with small businesses!

This news is very exciting- for one reason because it’s great to support small business owners who are making a living for their family, and another reason because they usually offer their services/products for cheaper. Dealing with big-named brands will more often than not also leave you with a big price tag!

This can all be applied to finding a reputable and trustworthy accountant in the Weston, Florida area! There are many independent firms in South Florida and the weight of them reside in Miami-Dade and Broward County.

What credentials to look for in an accountant:

Is the accountant you are currently scouting out college-trained? Are they a certified CPA or CMA? Having some sort of certification, whether it be a CPA, CMA, or something else will tell you what exactly they specialize in; when hiring someone to do an extremely important task, like handle your money, you want to make sure they are specialized in exactly what you need them to perform. So if you are trying to find someone to do your personal taxes, a CPA might be a perfect fit. If you are looking for someone to do your personal taxes AND manage your financial planning analyses, then a CMA might just be an even better fit.

Some people also have tons of issues regarding IRS debt collection or IRS problems in general; there are many CPAs who don’t offer these IRS resolution services, so it’s important to make sure they will be able to solve your specific issues seamlessly with their experience from the past.

Another way to make sure you can trust this accountant is by looking at what their past and current clients have to say about their services. You can go on multiple different platforms, like Yelp, Google & Facebook, to check out what their reviews might say. Not to mention that with small business owners, it is less likely that they will be getting fake reviews as compared to the bigger companies with higher reputation management budgets.

So when hiring someone very important like your accountant, please go through these steps to make sure you are getting the best services within your budget! You should also check out their website to see what they specialize in and what they pride themselves on.

Source: https://ramonortegacpa.com

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Trading

Click trades Review

About the company

As the forex market is in a continuous change, traders around the world are looking for brokerage companies that come with new and innovative solutions for trading. Clicktrades is one of the brokers that come with a unique approach to trading and that is why we want to discuss their offer.

Owened by KW Investments Limited, the company offers CFD trading services for ETFs, forex, bonds, indices, shares, cryptocurrencies and commodities. We’ll focus mainly on forex trading in our material.

Forex Trading

Forex traders will have plenty of currency pairs to trade. The Clicktrades forex trading offer has more than 50 pairs, divided by the company in four different categories: primary, majors, minors, and exotic. Trading conditions for primary and major pairs are mostly in line with what other brokerage companies are offering. Spreads are decent and leverage up to 200:1.

Trading Tools

One of the most important aspects that differentiate Clicktrades from the competition is the proprietary web-based platform. The company wanted to rely on a unique software solution and this may be a positive or a negative, depending on what each trader desires. In terms of the platform functionalities, it offers most of the features available on MT4 or MT5. Multiple charts types and time frames, dozens of indicators, drawing tools, and others.

Alt-text: Clicktrades trading platform

In addition to that, it has a “Trending Now” section with most of the popular trading instruments, and an “Alerts” section which enables traders to add price alerts. This will save time since you won’t have to watch the market constantly and you will get notified when the market researches a particular level.

Traders who want to choose the Clicktrades forex trading offer can choose between Essential, Original, and Signature accounts. Not a very diversified offer and the $1,000 deposit for the basic account (Essential) might be viewed as high by some traders. For Original and Signature account holders, Clicktrades offers open access to research, special trading conditions, and one of the most important tools – the Trading Central.

Developed by an award-winning company specialized in market analytics and research, the Trading Central feature is built into the platform and is aimed to optimize your trading sessions. It is developed by a brand that has supported investment decisions since 1999.

Summary

Clicktrades is a company that comes with a different forex trading offer and depending on what each trader expects from his broker, this could be a reliable option to choose. Trading conditions are mostly in line with what other brokers offer, with a few different tools and functionalities that can make a difference.

RISK WARNING: Trading Forex and CFDs is highly speculative, involves significant risk of loss and is not suitable for all investors. 

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Insurance

Road traffic accident claims explained

Road traffic accidents are very common across the UK, and can range from minor scrapes to serious, life-changing crashes. Not only can they damage vehicles, but they can also often cause injuries. Fortunately, it is possible for people who have been involved in vehicle crashes to pursue road traffic accident claims and get compensated for their injuries.

Types of road traffic accidents

There are many different types of road traffic accidents, including:

  • Motorcycle accidents
  • Bicycle accidents
  • Pedestrian accidents
  • Bus accidents

Of course, the injuries and damage caused differs depending on the type of accident. For example, a pedestrian accident might result in much more severe injuries than a bus accident simply due to the mode of transport. However, the severity of vehicle damage and the injuries suffered will always depend on the events of the accident itself.

Types of injuries

Again, the types of injuries that can be suffered as a result of road traffic accidents depend on the accident itself. However, there are several injuries which are the most common, and these include:

  • Fractures
  • Broken bones
  • Soft tissue injuries like sprains and strains
  • Whiplash

Whiplash claims are very common in the UK, but it is actually a more serious injury than people tend to think. Whiplash can cause temporary pain, but it can also become a long-lasting condition that can be very painful and debilitating.

Unfortunately, in more serious accident’s injuries tend to be more severe. For example, people can suffer from sensory loss, organ damage, and brain, head or spinal injuries. In very serious cases these injuries may lead to the sufferer passing away.

In most situations, after suffering an injury because of a road traffic accident, you can make a personal injury claim. Although making a claim may seem futile because the damage is already done, compensation can help you through recovery without having to worry about your finances, if you have to take time off work, for example.

The process of a claim

Road traffic accident claims usually have a specific pattern that they follow. Firstly, you will have to contact a solicitor who specialises road traffic accident claims. They will give you a consultation to start off with, to find out as much as possible about the incident and determine whether they can take your case on. Usually this consultation is free.

Next, your solicitor will have to gather information and evidence, including photos of vehicles, medical reports and witness statements. Whilst this part of your case is being formed, an idea of your compensation amount with start to be calculated. Depending on the way your case develops and whether the person you are making the claim against accepts liability, you will either settle out or in court. Settling out of court is the much more favourable option because it means your claims process is shorter and less stressful, but in some cases the only choice is to go to court.

How compensation is calculated

Compensation is calculated carefully and according to rules set by the court. The following factors will be taken into consideration when calculating the amount, you should receive:

  • How much physical pain you are in, and how much psychological upset you have suffered in addition to physical injury
  • Whether your injuries prevent you from working, and if you have or will lose out on wages because of this
  • Any medical and travel costs you have had to pay as a result of the accident, which you wouldn’t have otherwise
  • Whether you need access equipment or home modifications fitted, such as a stairlift

As you can tell, compensation is not awarded haphazardly, but rather is carefully calculated to cover and recover costs you have been forced to pay out as a result of the accident.

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Finance

Factors to be considered before Buying Car Insurance Policy

​​​It is a normal behaviour of human being that they consider various types of policies beforehand while buying a right car insurance policy. They spend majority of their time online, reading articles, checking reviews and ratings, looking for car insurance types and features. It is quite surprising that an individual firstly ignore the car insurance policy but as and when they realise the importance and special features, they acknowledge the need of having it. Insurance policies are considered as an unsought product. They are purchased only out of fear and agony. These policies come with a legal contract of reimbursing the insurer on the stated criteria against making the payment of premium on timely basis.

Car insurance policies are available in different types with multiple features in order to cater the needs and wants of every individual at different income bands having different professional set up. Always consider at least three plans and policies before taking a plunge towards purchasing it. You can contact iSelect if wanted to get some sincere suggestions and advice about right plan selection. They will guide you, counsel you and provide you the best fitted car insurance plan that matches with your potential and augmented needs.

Prominent factors to be taken note of when buying a right car insurance policy are as under:

The reputation of Brand:The car insurance provider must belong to a reputed company that will minimise the risk of defamation and fraudulent practices. The company must be reliable enough and trustworthy in order to pass the claim without making any delay and so. In fact, it must have a good track of past performance without naming into huge loss or bankruptcy title.

GoodBudgetary skills: The insurance company must have sound skills in offering all range of premium price based on the features and special discounts. It must be acute enough in capturing audience from every level of occupation. Insurance must be a necessity for them and not a luxurious outlook.

Read. Discuss. Sign: It is quite basic to say that you must read all the T&C related document wisely. Consult and discuss them with iSelect before signing it abruptly. Read all the clauses and sections clearly. You can search online in case of unclear terminology.

Strong Networking with garages: The major objective of car insurance policy is to protect the insurer from any sort of financial uncertainty and ensure the settlement in case of damage or loss of property. Using cashless car insurance claim process, you can reimburse the damage. Strong networking with garages will provide you the receipt of damage so that you can transparently ask for the claim. A good insurance company like iSelectwill advise you professionally if you are looking for car insurance types and features. They will protect you from any unprecedented and unforeseen circumstances – natural or man-made.

Therefore contact iSelect and select the best option that suits with your professional and car type. They are trustworthy.

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News

How To Open A Demat Account With Kotak Securities

You all must have heard about the demat account but very few know how to open it. Demat account is the primary requirement for trading in shares and securities. The demat account provides the facility of holding the securities in an electronic form. This has made trading and investing in the stock market a rich experience. The demat account is one place to hold all your investments that includes shares, government securities, mutual funds and bonds. In this article, you will learn about how to open a demat account with Kotak Securities and much more.

Let us learn the detailed procedure of how to open a demat account with Kotak Securities.

Procedure to Open a Demat Account

  • Firstly, contact Kotak Securities and submit the necessary documents to them. The following documents shall be required; PAN card, bank proof and residential address proof. The documents submitted shall be verified before processing the application.
  • After submitting the documents, fill the account opening form. You will be asked to submit your passport size photographs. Also, the original copies of the documents shall be required at a later stage.
  • The form must be carefully read as it mentions all the rules and regulations. The form submitted by you will be signed by the depository.
  • It is always recommended to get a backup copy of the documents and form submitted by you.
  • Now the verification process shall begin. The depository will carry out in-person verification. In-person verification involves the staff of Kotak Securities visiting your place and checking all the details that were submitted by you in the account opening form. It is advisable to keep the original copies of the documents with you during their visit.
  • After the verification is done by the authorities, you would be allotted a Beneficiary ID by Kotak Securities. This ID will act as a unique code which can be used by you to access yourdemat account online. You can purchase or sell shares in the stock market using this ID.
  • Demat account requires no minimum balance in the account. In fact, a demat account can be opened without any balance of shares.

Let us now learn about the benefits of opening a demat account with Kotak Securities

Benefits of Opening a Demat Account

  • A demat account with Kotak Securities makes it easy to invest in the financial market and make high returns.
  • Kotak Securities mobile application brings the financial market at your fingertips and transactions can be carried out from anywhere across the globe using your mobile phone.
  • Regular tips and guidance from the Kotak Securities through notifications on the mobile application will help you take the right trade in the stock market.
  • Kotak Securities provides good customer service to the clients. They are just a call away to resolve any of your queries.
  • The transactions in the demat account are carried out in the most secure and speedy manner.

The above mentioned are few of the benefits of opening a demat account with Kotak Securities. If you are a beginner in the stock market and want to open a demat account, you can contact them. Opening and maintaining a demat account with them is very easy. Just get in touch with their professionals and learn more details about opening the demat account.

 

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