August 2019


Hard Money Loans – An Important Resource

Exactly what is a hard money loan and so why do we want one? Hard money cans are impelled by equity home loans which are funded by eco-friendly. This eliminates the most popular and frequently demanding procedure for qualification, commitments guidelines, delays bank, mortgage companies with strict rules and rules.

The most typical situations a thief would want a independently financed loan includes Hard Money: The current bankruptcies, a balloon payment on the mortgage that is due now, notice of default continues to be delivered, or poor credit ratings. Many occasions a customer can’t verify earnings, tax statements or bank statements to qualify for a financial loan institution. Hard money loans are frequently utilized in emergencies for individuals looking for fast cash (private loans could be funded in five-ten days), along with a stranger or non-conforming kinds of property. This might include mixed-use property, several units, departments or land to mention a couple of.

In the current economy, private lending business has turned into a big positive for investors seeking other ways to take a position their cash. These investors aren’t searching to shut or take possession from the customer. A great misconception that frequently gives loans Hard money a poor name. Eco-friendly just need a great roi in order to safeguard while using equity within the property. Most if not completely lenders simply want the instalments made promptly, when compared to assortment of interest.

To conform using the needs for a financial loan of cash is really a tough process much simpler to undergo a financial institution or perhaps an institution. Personal bankruptcy, notice of default, mortgages or Poor credit scores are taken into consideration, but aren’t accustomed to qualify or disqualify a possible loan provider. The loans are basa privately equity in comparison to the appraised property’s value. This really is known as the ltv (LTV) ratio. This relationship may be the primary figuring out element in qualifying a customer of the loan from hard money. When the LTV continues to be established under Hard Money guidelines established by a specific loan provider, the borrowed funds could be finished in just five days.

Hard money lenders convey more freedom to create various loans to create their institutional counterparts. Rates of interest can vary with respect to the profile of borrowers and the need for assets accustomed to secure the borrowed funds. The institutions have strict rules and just write loans to particular specs. Having a loan of cash could be written with an array of terms, based on the positioning of capital, credit rating and also the duration the loan could be written. If you want some cash to construct a home, but don’t want to take some 3 decades, a tough money lender can frequently write loans for as little as 12 several weeks. This sort of freedom to regulate the specifications loan is incorporated in the welfare from the customer. The greater options a customer has, increases the likelihood of getting the best offer possible.

Why aren’t more and more people choosing the money market challenging for loans? The stigma of non-public lenders are predatory anyway may be the primary reason why more and more people haven’t heard or take part in the forex market for mortgage loans. Recent alterations in what the law states from the Condition of California helps to manage exactly what the brokers could make profit hard loans, assisting to control the abusive lending practices. The times of gouging borrowers lenders originates for an finish through legislation and regulation. Competition on the market along with a greater understanding through the average customer and broker has additionally helped to legitimize hard Money business.

Today, hard money market is a crucial source of lots of people trying to enhance their finances, but i never thought they might due to a poor credit or credit history. Thousands more also make use of the Hard money market because of how quickly loans could be financed. For individuals individuals who aim to make rapid enhancements for their homes, pay some old financial obligations credit, or purchase purchasing a house to market later on, the capability of hard money lenders to regulate home loan programs because a customer needs is exactly what sets the non-public lending business, in addition to the conventional mortgage business.

Personal loans from the best money lender in singapore are often the best option during a financial emergency. Lenders usually have a few requirements and can release your loan money within just minutes.

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UFX Review

If you’re looking for a broker to start trading with, this UFX Review is a must-read to learn more about one of the most popular regulated Forex and CFD brokers in the industry. We’ll explore what kind of broker UFX is, which financial assets you can trade, the range of available trading platforms, the funding methods it supports, and more.

Is UFX a trustworthy broker?

Established back in 2007, UFX is a regulated Forex and CFD broker based in Cyprus that offers its traders access to the most important financial markets though powerful, robust and reliable trading platforms.

Regulated by the Cyprus Securities and Exchange Commission or CySEC (Licence number 127/10), UFX has to follow strict rules to protect its clients’ funds and offers a straightforward and transparent trading experience. For instance, UFX puts all its traders’ funds in segregated accounts at tier-1 financial institutions. This ensures that its clients’ funds are only used for trading.

What can you trade at UFX?

As a UFX member, you will be able to trade the hottest financial assets across different classes: Forex, commodities, indices, ETFs, and stocks. If your trading strategy is based on stocks, you’ll have more than 410 to choose from, including US, UK, German, French, Spanish, Czech, Finnish, Swedish, Norwegian, Danish, Turkish and Polish stocks.

Which trading platforms can you use at UFX?

As UFX understands the need to monitor the markets at all times, it offers different trading platforms that will help you keep a constant eye on your portfolio. There are three main platforms you can trade on: the web desktop platform, the mobile platform, and the MetaTrader 5 trading platform.

With the web-based platform, called UFX Web Trader, you don’t need to download anything, as you use your web browser to trade in real time. Based on ParagonEx technology, this platform is reliable and robust with fast executions, short load time and an intuitive interface for a simpler trading experience. This one is perfect for newbies in the trading world. You can also use your phone’s browser to keep trading from the palm of your hand or use the native mobile apps for iOS and Android.

If you’re looking for a more advanced trading platform, you can use MetaTrader 5 (MT5) and take advantage of the world’s most popular all-in-one trading system. With its range of unique features, MT5 offers pro-level technical and fundamental analyses, allowing traders to implement semi-automated trading strategies in a flexible environment that suits most trading styles.

How do you start trading with UFX?

Opening an account with UFX couldn’t be easier. You just need to provide a few documents to pass compliance checks and complete the KYC (Know Your Customer) and AML (Anti Money Laundering) procedures. You can choose between 6 different accounts depending on your trading style and needs, as well as the size of your initial deposit. Each type of account offers different benefits.

To fund your account, you can use a credit or debit card (Visa, MasterCard, Visa Electron, Maestro, Diners Club International), Sofort, GiroPay, China UnionPay, wire transfers, eWallet or a pre-paid card like Skrill, Neosurf, and Neteller.

Why should you start trading with UFX?

UFX is a fully licensed Straight-Through Processing (STP) broker offering access to the biggest and most lucrative markets. As a regulated company, it needs to adhere to the strictest rules to provide trading services. And as an STP broker, UFX only plays the role of intermediary between its clients’ trading orders and its liquidity providers, so there is no conflict of interest.

In addition to its three powerful and easy-to-use trading platforms, UFX also provides great tools and features, Trading Central signals, and a proprietary live market data feed called MassInsights™, enabling traders to make more informed decisions.

Researching and writing this UFX review showed us that UFX is a reliable broker that is dedicated to its traders’ success.

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Growing Your Forex Account: How to Maximise Speed and Efficiency

Almost every forex trading beginner wants to grow their account, while losing as little money as possible to reach their end goal. However, it’s important to bear in mind that this is not an easy goal to achieve, yet it can be done if you’re willing to be disciplined – as there isn’t one singular method to achieving these results.

That’s why, in this post, the experts at Learn to Trade are offering their practical advice on how to quickly grow your forex trade account. From understanding the risk-to-reward ratio to trading at the best times, we’ll cover it all – so that you’ll stand in good stead for reaching your financial goals in no time.

Photo by from Pexels

Understanding risk-to-reward ratio

The risk-to-reward ratio is an effective tool for helping investors manage their risk of losing money on trades and measures the potential reward for every bit of currency a trader risks – so, for example, if you have a risk-to-reward ratio of 1:2, this means you’ll be risking $1 to make a potential $2. Typically, it’s recommended that the risk-to-reward ratio should be a minimum of 1.5. To be a profitable trader, you’ll need to use at least one as your minimum ratio, which would translate to a 50% win rate. However, with a 1.5 minimum ratio, you’ll need a win rate of over 40% to be profitable. So, the extra 10% gained using this method is detrimental to the money you make on your next trade.

When it comes to chasing losses, using a 1.5 ratio, you’ll only need two win trades for every three losses to cover any financial deficits, therefore, there’s less pressure to win every trade. After all, the more composed you are while making trade decisions, the more likely those decisions are to be successful as they’re not made on an emotional basis but on a strategic one. Protecting your capital will mean that you’ll find your account growing much faster, and you’ll have more patience for calculating your next move.

Build your confidence as a trader

The best way to build confidence is to ignore profits – for now. Instead, place all focus on mastering simple trading strategies such as price action and use forex indicators to ensure your trades are good ones. The more focus you place on your decisions, the more efficiency you’ll build and the quicker you’ll be able to calculate bigger moves in the market.

To do this, create a trading plan that will aid your goal of steady success in long-term markets. A plan will mean that the end goal is always on your mind and you’ll have a guide to follow in regards to day-to-day trading, including a manual for money management and entry and exit strategies.

Track your progress

To monitor your actions further, track your progress in a forex trading journal. Using this means of tracking your trades and actions, you’ll be able to see exactly how you came to your conclusion while ensuring that you stay disciplined and accountable for your decisions. Additionally, by keeping a trading journal, you’re more likely to reach a calculated decision and learn from possible mistakes as, after all, this information will be at your own disposal whenever you need it.

A journal is an effective reference in the event of a success or failure, to determine what you could improve on in your next move. A trading journal is a great motivator to stay disciplined and focused on the end goal – building efficiency and speed in the process. Although these methods may seem long-winded, they are sure to make big returns as you become an experienced forex trader and start trading with larger funds.

Be time frame savvy

Multiple time frame analysis is the process of looking at the same pair at the same price, but on different time frames. It’s essential to remember that the same pair exists on several different time frames, daily and hourly. Consequently, forex traders across the world could have completely different opinions on the market, and both be correct.

By observing multiple time frames, you’ll be able to find more trade setups, which will ultimately lead to better informed trade decisions. If you’re still unsure on time strategy and would prefer to take a look beforehand, use a demo account to experiment with your knowledge.

Using a top-down analysis, it’s easy to improve the odds of a good trade.  It’s essential to identify support and resistance readings as well as strong entry and exit levels to improve the chances of financial gain. While trades aren’t always profitable, this is a great habit to adopt when it comes to growing your forex account.

Image by Csaba Nagy from Pixabay

We hope that, with our tips, you’ll be on your way to maximising efficiency and speed in your trade decisions and, in turn, grow your forex account. One of the most crucial steps to achieving results is ensuring that you’re observing the market correctly first, so be sure to do your research and try out new strategies until you find one that works for you.

Author Bio: – John James is a content writer for Learn To Trade, the foreign exchange education and learning specialists – offering a range of training courses to help people understand the currency trading market, as well as its opportunities and risks.

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Benefits Of Trading In Currency Market In India

Investment has become pretty popular in today’s world. People invest their money in mutual funds, stocks, and bonds to raise capital that requires one to opt for a Demat account. Lately, there’s a new investment instrument that has gained massive popularity in India – Currency Trading.

Often referred to as Foreign Exchange or Forex, Currency trading refers to the process of buying and selling currencies in the Forex marketplace to earn profits. With more than $5 trillion being traded daily, the currency trading market is undoubtedly the biggest global marketplace and offers quick growth projections. One can trade in currencies that are benchmarked against INR like USD, Euro, UK Pound, and Japanese Yen. But first, let us analyse the benefits of Currency trading in India.


  • Hedging:

Hedging is a way of reducing your losses in the light of unexpected movement in the price of currency pairs. For instance, if you have a payment to make in USD and you think that USD-INR is going to depreciate, you can hedge your forex exposure by purchasing USD-INR and that will fix your payout rate. Hedging can be done through simple hedging (place trade to buy a currency pair and place another trade to sell the same), complex hedging (has a different approach than simple hedging because of restrictions from trader), multi-currency pair (you make a hedge using two different currency pairs), and forex option (agree to conduct an exchange at a particular price in future.)

  • Speculation:

Currency prices, even though unstable, are somehow predictable. Besides, short term movement of markets can be speculated to some extent. Here the speculators buy a currency when price is weak and trade the same currency when it has a great value.

  • Arbitrage:

This is the strategy of exploiting the price disparity in the forex marketplace to earn profits. The trader here takes advantage of the inefficiencies in the exchange rate in different markets, which happens for a short period. You can buy the currency at a lower price and then sell it at a higher price to earn profits.

  • Leverage:

In currency trading, you can get much higher leverage as compared to stocks. Leverage involves borrowing money, in this case from a broker, to invest in the currency market. This is possible only if intraday trading is involved. You trade more money than what you have, and pay only a margin price of traded value and therefore get pretty high leverage.

Currency trading is a great mode of earning profits. There are a plethora of reasons you should be investing your money in the currency market. The forex marketplace is open round the clock and is comparatively hassle-free. Demat account opening is not a necessity to trade-in the currency market. The online process of forex is commission-free and superbly quick. Even though the process can be risky, but if executed wisely, can be highly rewarding. Gather adequate knowledge about the market and its traits before trading your money.

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How to do the multiple time frame analysis

Multiple time frame analysis is one of the most effective ways to find great trades. The rookie traders rely on the indicators readings to filter the false signals. Even after learning the proper use indicators, it’s really hard to assess the quality of the trade setups. If you manage to learn multiple time frame analysis, it won’t take much time to develop your skills like the professional traders. Based on this technique you can easily find good trades at any market condition. Though the system is extremely profitable, very few traders know the perfect way to do multiple time frame analysis. Today, we are going to teach you the proper way to do multiple time frame analysis.

Learn the technical analysis

Before you focus on multiple time frame analysis, you have to learn technical analysis. Technical analysis allows you to find the best possible trades at any market condition with an extreme level of precision. Though there are many trading techniques, you need to rely on a simple strategy. Learn the use of Fibonacci retracement tools, trend line, etc. to find the best possible trades. When you do the technical analysis, you have to understand the importance of higher time frame signals. The lower time frame always generates messy signals and it became nearly impossible to make a consistent profit. But if you stick to the higher time frame, you will get quality trades.

Using a different time frame

Studying different time frame in your online trading platform is known as multiple time frame analysis. The new traders execute high-quality trades based on multiple time frame analysis and make a decent living out of trading. When you study a different time frame, you need to give more priority to the higher time frame trade signals. At times you might find buy signals in the daily time frame and sell signals in the 1-hour time frame. This is where you need to stay in the sidelines. If you study three different time frames, you must get the same signals. Unless you get the same signals, the chances are very high that you will lose money from that particular trade.

Blend the fundamental data

Before you execute the trade based on multiple time frame analysis, you need to blend the fundamental data to increases your win rate. Those who ignore the high impact news are most likely to lose a big portion of their investment. Being a new trader in the Forex market, you have to understand the fact, trading is all about precision. To find the best possible trades, you must use the technical and fundamental data at the same time. Make sure you do the technical analysis based on multiple time frame analysis. Once you come to a decision, analyze the news factors and see whether it merges with your technical decision.

Dealing with the risk factors

Though multiple time frame analysis is a great way to secure big profits in the Forex market, you still have to lose trades regularly. Losing trades are inevitable and you can’t become a profitable trader without doing the proper market analysis. Unless you work hard and prepare yourself for the worst-case scenario, you will never have a business mindset. The professional businessman in Singapore know the proper way to embrace the loss. Train your mind so that you can deal with the losing trades without any stress. Never try to make big profits from this market by increasing the risk factors. Trading is more like finding decent profit-taking opportunity with low-risk exposure. So, learn the proper way to manage your risk exposure and it will help you to become a better trader. Think twice before you execute any trades. Give priority to the daily time frame data when you focus on multiple time frame analysis. Last but not least, never ignore the high impact news.

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What is a Fibonacci Trading Strategy?

There are several technical analysis tools that are driven by a mathematical concept that has been around for hundreds of years. They all stem from a ratio that is driven by the Fibonacci sequence discovered by an Italian mathematician in the early 1400’s. The Fibonacci sequence can provide you with support and resistance levels as well as profit targets and stop loss level. You can use Fibonacci retracement levels on their own or combine them with other trading methodologies. The Fibonacci ratios are used by day traders and foreign exchange traders to generate investment decisions.

The Fibonacci Sequence

The inventor of the Fibonacci sequence was Leonardo Pisano Bogolla. He was an Italian mathematician and lived in the city of Pisa.  The Fibonacci sequence follows a pattern that can be observed in nature. Excluding the first number in the sequence every other number is the sum of the prior 2-numbers. The sequence starts at 1, and then progresses to 2, 2+1 is 3, and then 5, 8, 13,21, etc. Another property of the sequence is that ratios can be created from the Fibonacci numbers. The ratios are calculated by dividing the lower number by the subsequent higher number, and by dividing the lower number by the sequence higher number that is 2-places higher than it.

How to Use Fibonacci Retracement Lines

The most popular technical analysis tool constructed from the golden ratios of the Fibonacci retracement levels. Both the 32.8% ratio and the 61.8% ratio are calculated by evaluating the price of the security or exchange rate of a currency pair from a high point to a lower point.

 To draw Fibonacci retracement lines, you need to find the highest high over the time frame you are evaluating and subtract the price or exchange rate from the lowest low.  The difference is then multiplied by 61.8% and 38.2%.

Strategies for Trading Fibonacci Retracements

There are no restrictions on the time frames that you can use for a Fibonacci trading strategy. You should feel just as comfortable using this technique on intra-day data as you would on daily or weekly prices. The golden ratios will work on all periods you decide to analyze.

Fibonacci Retracement Support and Resistance

Fibonacci retracements, can be used to create support and resistance levels.  If you are a day trader and interested in using Fibonacci retracements on intra-day data, you can target profit and loss levels using support and resistance. In the chart below the EUR/USD using 15-minute bars, you can quickly generate support and resistance levels following a bounce as prices dropped from 1.2388 to 1.2285.  The first level of resistance which eventually became support was the 38.2% retracement.  Prices moved to the next target resistance level at the 61.8% retracement level.


The Fibonacci sequence which was created hundreds of years ago, has been developed into a technical analysis tool that can be used to target support and resistance as well as take profit and stop loss levels. The Fibonacci sequence was created using the golden ratios, which include the percent 38.2% and 61.8%. Fibonacci retracements are used to calculate support and resistance levels and can be used as a risk management tool. Once you are in a trade, you can use a Fibonacci retracement level as a target to take profit. You can use the Fibonacci retracement on any time frame which can help you manage your position as a day trader.

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Secrets of Successful Intraday Trading

Every day trader seeks the secret to earning large profits for intraday trading. The stock market can indeed generate wealth, and given this luring factor, most trading enthusiasts look for secrets from successful intraday traders. You can make excellent profits in intraday trading, with a reputed broker such as Kotak Securities, if the market goes in favour of your trading positions. But, if it does not go according to plan, you may have to incur significant losses. This is why it is crucial to make the right position at critical junctures during the day to ride the wave of volatility. Let’s look at the leading secrets of successful intraday traders and how you can profit from them.

  • Staying neutral during price movements: Regarded as the best secret of successful intraday traders, observing share price movements based on the prevailing trend is what you must follow. Successful intraday traders do not consider price fluctuations. And like them, with a clearly defined entry and exit strategy, you too will be able to ride the market volatility. Ensure that you do not switch strategies during trade as it could be a dangerous move that could result in huge losses. At the end of the day, the golden rule to remember is to ride with the market trend.
  • Identifying the right stock: To search for the right stocks for intraday trading, you may want to study chart patterns and intraday charts. Before entering into the day’s trading, you may want to read up and research on historical charts and understand upward and downward moving stocks. Studying the previous day’s intraday chart can help you to understand the support and resistance levels. An excellent idea is to purchase at the previous day’s support level and short at the former day’s resistance levels. It can also help if you short below the support level and purchase above the resistance level.
  • Keep an eye out for lucrative opportunities: Share trading opportunities may appear many times during the day and is not as rare as traders make it out to be. It requires time, patience and study to identify the right opportunity and make a position for a successful trading decision.
  • Exercising patience during day trades: One of the most significant and overlooked factors in intraday trading is to be patient. Most day and margin traders jump all in, when the markets open, without prior knowledge or understanding. This eagerness and impatience result in substantial losses being incurred rather than profits. However, successful intraday traders take their time to chart out new strategies before the trading hours begin. It is critical to know that no single approach can be used every day. Hence, on some days, successful intraday traders may sit on the side-lines and observe the market to cut down their losses.
  • Avoiding greed and panic: If you have begun trading and you observe the market going in a different direction, you may want to take some time and relax, rather than panicking. This is where maintaining a fixed and strict stop loss comes into the picture. If your stop loss triggers, you may not want to enter the market again. At this time, you may want to observe market trends and join in with other stocks. Continue to watch the market and look out for a dip to re-enter trading.


In addition to the points mentioned above, it can also help if you manage your funds like an experienced money manager. By trading with confidence, adopting key strategies and reading chart patterns — such as candlestick charts and technical analysis — you will be able to keep emotions at bay, and adopt a neutral trading approach to make the right decision. Ensure that you make your positions and execute your orders as per prevailing trend, rather then on rumours and hearsay.

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Rules For Picking Stocks While Intraday Trading

As a day trader, you will have plenty of choices to choose for picking stocks. To make the most of the stocks you select for intraday trading, you must carefully plan a strategy. If you do not the following intraday trading rules to pick the right stocks, you will not be able to make much profit.

How to pick the best stocks for day trading

  1. Volume to gain liquidity – The volume of stock that you trade within a day trading is significant. As you will tend to buy more liquid stocks which comes in high volume. A great number of such stocks being bought and sold is what the day traders typical day looks like. Do not forget to check the depth of stocks to understand the market presence of such stocks.
  2. Resistance tolerance – While you are monitoring the stock prices, stay alert for any stock which has broken the boundary. Such stocks may hold great promise. You must also do your market analysis before investing. However, do not get carried away by emotions.
  3. Trend analysis – Never undermine the ongoing trend while day trading. The trend of the day should determine your entry as well as an exit strategy. Watch out for any shift. Follow patterns. Make most of your time before a reversal hits. Ignoring what the market is saying can be detrimental for your interest as a day trader.
  4. Select a sector – It is advised by many industry experts to choose a few stocks or s special sector to invest in. It helps the process of monitoring and you will be able to track any significant development in the prices. Hence, group stocks are more reliable. Accordingly, you will be able to make a decision.
  5. Research – Though intraday trading involves buying and selling on the same day. Your research can be spread over days. Learn how you can pick up on trends, identify index and relevant sectors offering enough of liquid stocks on high volume. Pick a number of stocks to have choices. Prepare your plan of action. Let the day trading begin and you can jump in at a suitable time but do remember to leave at the right time as well.
  6. How much to invest – Every time you invest in day trading, prepare your budget. Do not invest an amount whose loss you cannot sustain. For day trading especially investing a fixed amount is often considered to be a good idea. Also, stick to a pedigree and then decide how much to invest.
  7. Know when to stop – the Understanding the trend of the market is imperative while day trading. You must react with spontaneity to the market calls. If there is a lull in the market, stay put. If you find the market to be too volatile, then refrain from trading that day. An experienced day trader has a tremendous amount of patience and control.

To make your intraday trading a success keep an ardent eye on the market trend. Figure out a good entry as well as an exit strategy. If you want to experience intraday trading, visit trusted brokerage like Kotak Securities and select the free intraday service today.

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Top investment options in India for NRIs

Indians who live abroad often transfer money to India to meet family obligations. The money they remit may cover the daily expenses of their loved ones, as well as rent, tuition fees, medical costs, and so on. But when it comes to international money transfer for the purpose of investments, many non-resident Indians (NRIs) remain clueless.

To carry out investments in India, you will first need an NRI bank account. You could opt for a non-resident external account (NRE) account which permits you to hold your overseas earnings in Indian rupees. Alternatively, if you earn an income in India, you could get a non-resident ordinary (NRO) account to hold your earnings back home. You could also look into digital remittance solutions like Axis RemitMoney, which promise a quick, easy, and affordable international money transfer to India experience.

Once your remittance modes are in place, you are ready to start investing. Here are five investment options that NRIs could explore.

  • Fixed deposit

This is a popular investment tool among resident Indians as well as NRIs. One key advantage is that fixed deposits offer a fixed interest rate throughout the term of the deposit. That makes it a good proposition for investors with a low risk tolerance. The interest rates vary according to the term selected. In general, you can expect to earn interest of around 6% to 7%. Senior citizens enjoy a slightly higher rate.

You can invest in a fixed deposit through your NRE or NRO account. Just keep in mind the tax implications. Interest earned on NRE fixed deposits are tax-free. But any interest earnings from NRO fixed deposits are subject to tax deducted at source (TDS).

  • Equity and convertible debentures

Stock market investments offer relatively higher returns but they come with risks too. As an NRI, you cannot buy shares directly from a company. But you can invest in equities and convertible debentures through portfolio investment schemes of the Reserve Bank of India (RBI). To start investing, you will need an NRE or NRO account, a trading account, and a demat account.

Here are a few things to remember before you start:

  • As an NRI, you cannot engage in intraday trading and short selling.
  • The profit made from holding shares for over a year falls under long-term capital gains and is tax-free. If you sell the shares before one year is up, a short-term capital gains tax of 15% will apply.
  • Mutual fund

Are you investing for the long haul or the short term? Whatever your time horizon might be, there is sure to be a mutual fund to help you reach your goals. Choose from a wide range of schemes based on your risk appetite. Investing in mutual funds is easy when you have an NRE or an NRO account. However, NRIs based in the United States (US) and in Canada could face some restrictions. Owing to strict Foreign Account Tax Compliance Act (FATCA) rules, not all asset management companies permit NRI investment in mutual funds.

  • National Pension Scheme (NPS)

NPS is an excellent investment tool that allows you to save for long-term goals like retirement. This tax-efficient scheme brings you market-linked returns. The portfolio is diversified across a range of financial securities, such as corporate bonds, government securities, and equity-related investments. The scheme allows investors to create a corpus for retirement as well as a regular source of income. Any Indian citizen aged between 18 and 60 is free to invest in NPS.

  • Real estate

A large number of NRIs who live abroad hope to invest in property in their native land. Indian real estate is also a profitable investment option. NRIs can freely invest in residential and commercial properties and use them however they wish. But the purchase of agricultural and plantation land is not permitted in the case of NRIs.

Wrapping up

No matter how big or small your investment is, make sure to carry out end-to-end research before making any investment decision. Consider all options available to you based on your financial goals, risk appetite, and returns. By doing your homework, you can make wise decisions about how to invest your hard-earned money.

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Trade360 Review

Decided to invest money in the financial markets, but not sure which broker to use? Don’t worry, it’s easy! First, you need to determine what kind of trader you are and which trading tools you need to be profitable over time. In this Trade360 review, you’ll discover a fully regulated and highly professional CFD broker that provides great investment opportunities for short-term traders.

Pros Cons
MT4 available for almost all account types Few indices available to trade
10 languages supported  
Live CrowdTrading Feed  
Islamic trading account  
WhatsApp Support  
Signals and market analyses from Trading Central  

 General Information

ST Services Ltd. owns The legal holder of the trade name is incorporated in the Marshall Islands at Trust Company Complex, Ajeltake Road, Ajeltake Island, Majuro, Marshall Islands (Registration Number MH96960).

Trade360 is a regulated broker based in Cyprus that was founded in 2013. Therefore, this online trading broker specializing in CFDs on assets including stocks, commodities, Forex, and indices is also covered by the MiFID regulation.

With Trade360, you can trade a wide range of financial assets on the hugely popular MetaTrader4 platform. You can also trade using its intuitive and user-friendly web-based and mobile trading platforms, making it easy and convenient to open, monitor and close trades wherever and whenever you wish.

When trading with Trade360, you do have to provide certain ‘Know Your Customer’ documents, so the broker can verify your identity and comply with Anti-Money Laundering and due diligence procedures.

In this Trade360 review, we’ll talk about the different accounts available to you, as well as the Live CrowdTrading Feed, two of the core strengths of this broker.

Accounts available

Depending on the type of account you choose, Trade360 will offer different features and services. There are 6 accounts available, including an Islamic account for observant Muslim traders who are looking for a Sharia-compliant investment solution. Depending on your financial goals, and the amount of capital you initially want to invest, you can choose between the following accounts: Mini, Standard360, Gold, Platinum, VIP, and Islamic360.

Live CrowdTrading Feed

Trade360 is well-known for its innovative and exclusive CrowdTrading feature, which generates real-time insights into the behavior of its entire trading community. These can reveal emerging market trends and movements, enabling you to act fast on the very latest data.

When you trade with Trade360, this feed is accessible at any time. It aggregates vital information about the mood of other market participants – you can go with the flow or swim against the tide, according to your own trading strategy.


The process of putting together this Trade360 review has shown us that this is an online broker that’s intently focused on providing actionable market intelligence to its members through its Live CrowdTrading Feed.

Trade360 is currently available in 10 different languages, including Arabic, which means that users from the Maghreb to the Gulf can trade in the best possible environment – one that adheres to the laws of Islam. And let’s not forget that MetaTrader 4 (MT4) is available to almost all Trade360 traders.

One of the best things about MT4 is that it is suited to traders of all levels of experience. Beginners and professionals alike use it for their daily trading, as it provides a reliable and robust point of entry into the financial markets, along with some of the world’s most advanced trading tools.

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