How is PMMY Benefiting the Small-Scale Businesses in India?

For any business to grow successfully, it requires capital infusion. It may not always be feasible to invest personal funds to finance this capital requirement. This is where availing loans come in handy. One such initiative by the Government of India is the Pradhan Mantri Mudra Yojana. Micro Units Development and Refinance Agency (MUDRA) loan scheme is the facility available under the PMMY. Here, funding is provided by way of individual loans, MSME and SME loan.

This scheme was introduced in the year 2015 with an objective to make finance available for the small-scale businesses in the country. Shishu, Kishor and Tarun are three schemes available under the PMMY.

Highlights of the PMMY

Some of the highlights for PMMY include no requirement of any collateral and zero processing fees. There is no minimum amount that can be borrowed but the maximum amount available under this scheme is capped at ₹ 10 lakhs. With a flexible repayment tenure of 3 years to 5 years, it is convenient for small enterprises to avail this facility. Further, the SME loan interest rates are affordable making it a go-to finance option for enterprises with small capacity. The SME budget of 2021 further encourages financing the small organisations with the motive to make these units self-sufficient.

What are the benefits of PMMY?

The Mudra loan facility is limited to businesses engaged in the manufacturing, trading and service sector. This encompasses the majority of the small enterprises in India. This lending facility is aimed to make affordable finance available to shopkeepers, traders, vendors and other MSME registered organisations. The PMMY scheme is covered under the Credit Guarantee Scheme offered by the Government. Any finance availed under this scheme can either be used as a term loan or can be overdrawn as need be. Further, all non-farm enterprises can avail this Mudra loan facility. An additional benefit in form of marginalised interest rates is available for the Scheduled Caste and Scheduled Tribe category. Further, the holders of a Mudra loan can also avail this facility. With such a wide SME loan eligibility, it can prove to be a much-needed boost for your business.

What are the documentation requirements of the PMMY?

The requirement of such business loan documents is also fairly simple. A self-written business plan along with the category of the loan application form, i.e. Shishu, Kishor and Tarun are the basic requirements. Next, KYC documentation of the owners as well as the business along with its registration certificate is also required. Lastly, you also need to provide the financial statements of your business for income proof.

With these nominal procedural formalities and wider accessibility to small enterprises, a PMMY can help change the landscape of small businesses in India.

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4 things you must take into account when working with your employees remotely

Undoubtedly, 2020 was the year of mass changes on a universal scale. With quite a bit of that seemingly following us into this year, we are seeing the same situation repeated. For many, the biggest of those changes involves working from home.

Currently, 41.8% of America’s workforce is operating from home. This is great for staying safe during the current pandemic, but maybe not so great for your employees’ mental welfare or their work ethic.

Running a business at the moment can be challenging. You’re working with a completely new structure, a completely new level of interaction with your employees, and a lack of physical presence, so it can be difficult to ensure that your workers are not distracted or overwhelmed by the work.

So, here are four things that you must take into account when working with your employees remotely.

#1 Ensure that everyone is on task

Something every employer must do is make sure that everyone is on task. This can be anything from setting meetings to using task management software to make sure that your employees are working to the best of their ability on the task at hand.

The best way you can do this is by asking them to create a space they only use for working at, whether that be creating the same space everyday or going into a job without any distractions around them. It’s important to know that your employees aren’t slacking off just because they know they aren’t being watched all the time.

#2 Be aware of insider threats

Being aware of the potential harm an insider threat can cause can be very useful. For example, your staff isn’t being visually monitored, so anyone could be selling off your client’s data to third parties, which can be very damaging to your company’s reputation.

The best thing you can do is make sure you know exactly when your employees are accessing areas that may hold critical or sensitive data. Hence, you know what’s happening at all times, and your employees are only accessing the parts that are absolutely necessary.

#3 Understand the risks of Social Engineering

Cybercrime is a massively growing issue in today’s world. These can be anything from emails to insider threats, to APTs (Advanced Persistent Threats), or even Man-in-the-Middle (MitM) attacks. But social engineering can be a serious problem within small businesses.

It is reported that 43% of all cyberattacks in America target small businesses. This is why you need to invest in some IT management services such as HERO Managed Services LLC to help protect against the rising threat of cybercrime.

#4 Understand cloud security

Cloud security is a massive part of working remotely, and you need to make sure the digital database where you hold such information is fully secure against a hacker. Sometimes, cybercriminals won’t target your business so much but target the database directly, which can, in turn, have a lot of problems. Ensuring that this is protected keeps your data and your business safe.

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Things To Avoid When Registering To A Trading Stock Platform

If you are interested about trading, choosing a good 證券行is a must. There are some who are excited about the opportunity of earning in stocks, so what they will do is to immediately register on the first trading stock platform they will see.

There is nothing wrong if you want to get additional income apart from your regular day job but of course, this you cannot achieve by rushing. Because of rushing, there are a lot of instances when people decide wrongfully and let the red signals pass by.

It is understandable why people are excited about trading. The returns trading can offer is massive provided that the trader knows when is the right time to trade and where. But needless to say, even how enticing this can be, you still have to make sure that before you register, you look at the warning signs.

What Are The Things You Must Avoid Before Registering To A Trading Stock Platform 

Here are some of the warning signs that it is best if you step back on a trading stock platform:

  • Asking for too many personal information

It is given that you will be asked for a few personal information but if there are too many questions being asked, you might want to step back a little and reconsider. You would not want to be asked with a lot of information, especially information that gives no bearing on your trading.

If the site is asking for too many information, there is a chance that it may be phishing. Do not be too easy providing your information as if you do so, you might end up with privacy issues you would never like to face.

There are some people who keep on providing their information online when asked, and they end up with a lot of marketing emails the next day or worse, identity theft.

  • Depositing money too fast

Another important thing you have to seriously consider when registering to a trading platform is how much would you deposit and invest. True that you cannot trade unless you do not have the money to do so, but investing should not be done too fast. You have to make sure that the money you will invest will be put to good use and wont just be gone.

  • Not asking questions

There are some people who are hesitant to ask questions as they feel like it is a sign of weakness. The more questions you ask to yourself, people around you and the online trading platform, before you finally decide on registering can help you a lot in saving up your money.

Do not hesitate to ask as many questions as you can, anyway, it is your goal towards success in this kind of investment.

  • Not taking advantage of the free services

Make sure that you take all the privileges and free services the trading platform offers. If the offer free consultation, grab it. Never hold back and make sure you do not dent any of it.

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Got Scammed? No Need To Worry Because Money-Back Is There To Help

Legitimate Business Under Threat

Generally it is said that cryptocurrency and crypto-assets are nothing but fraud. However, this assumption is not just completely wrong but debars many potential investors from becoming a part of one of the most lucrative businesses available in the world. For example if one compares the current price of Bitcoin with that of September, one will notice that in one single month Bitcoin has gone high as US$ 4,000. In September Bitcoin’s price was US$ 10,500 and today its price is US$ 14,000. That is the potential earnings one is able to make by investing in cryptocurrencies.

But there are certain people who are trying to jeopardize this otherwise legitimate and most lucrative business. They are called “scammers”.

Scam – A Global Problem

Presently, they have become a global problem. There hasn’t been a day where no complaint has been registered regarding a scam. These scammers have sharp minds and are complacent with latest technologies. This is why they steal money by fooling the commoners. For instance in July this year, it was reported that twitter accounts, belonging to even high profile persons including Barrack Obama, ex-President of US as well as Bill Gates, were being hacked into by scammers who then used these accounts to extort money out of innocent people.

In addition, many countries also found out that many scammers used the names of the countries’ premiers to launch their Ponzi schemes and thinking that the schemes are legitimate, people invested their monies only to find out that they have been scammed.

Finding Solution to the Problem

Keeping in view the above, it seems to have become a major problem now a days. The answer to the problem is not that simple. Firstly we need to create awareness amongst the masses. People need to be told that they should not pose their confidence in everything but they have to conduct a thorough probe so as to ensure the safety of their funds. But of course this principle applies to post-scam stage. So what is the solution if a person got scammed and lost his money? – The Way Forward

Supposing a person got scammed, firstly he need to register a complaint with local police as well as with the cybercrimes authority. However, the concern is that these scammers are very hard to be tracked down. Normally they do not operate from the country where they have committed fraud. Therefore, registering the complaint with law enforcement agencies becomes relatively meaningless.

But there is one entity which is out there for almost 12 years and has an extensive experience in insights, strategy and media research and is called Money Back. This firm is widely popular online as it was developed on one-point agenda i.e. to eliminate this menace of scam and to bring to justice those individuals and companies whose livelihood is dependent upon others loss and injury. Money Back is known for bringing back the funds which were looted from its owner through an online fraud.

Eliminating the Evil

I was scammed on binary options how do I get my money back is a question that unfortunately many people are asking today, Once a victim engages Money Back then all he or she has to do is wait. Money Back directly establishes contact with the local as well as international law enforcement agencies to apprehend the culprits and bringing back the looted money. With its vast experience in the field, Money Back also conducts investigations, enquiries and research on its own to unearth the illegal beneficiaries of the looted money. With the efforts of Money Back, thousands of people were successful in getting their monies back and subsequently the perpetrators are currently behind bars serving their sentences.

End Thoughts

Most of the people who have been scammed feel shy to share what they had gone through. They need not to worry about and need not to shy away because Money Back is out there to help them in acquiring back what they had lost. It is in fact their money which they have not earned easily. So why letting it go so easily?

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Kadocapital Review – Everything You Need to Know

Kadocapital is one of those crypto and financial trading and investing platforms that make things extremely easy for all users. With an international appeal (apart from United States clients), this platform encourages people of all ages and experience levels to start investing right now or to continue with their passion for trading. With lots and lots of useful features, a user-friendly interface, more than 800 cryptocurrency pairs and ICOs, forex, stocks, commodities, and an experienced support team to guide you every step of the way, Kadocapital might just be the answer to all of your questions regarding crypto trading.

Critical features

Here are some of the most important features that might make Kadocapital your best trading ally:

  • A user-friendly interface for its highly-advanced web-based platform;
  • The possibility to trade on the go using the mobile app;
  • Over 800 crypto pairs and ICOs;
  • The possibility to trade CFDs on Forex, Commodities, Indices, Shares & Crypto;
  • A regulated environment for your trading efforts;
  • An experienced team with over 25 years of experience in Fintech and Brokerage.


Kadocapital is one of those trading platforms that offer clients all the help they need, regardless if they’re beginners or experienced traders. So, if you’re thinking of going for Kadocapital, you should know that their highly-experienced support team is available for you 24/6 via live chat, phone, or e-mail to answer all of your questions and guide you every step of the way. Moreover, regardless of what type of account you choose when starting your journey, you can benefit from a 1 on 1 training with a professional that will teach you the secrets of trading and investing.


Setting up an account on Kadocapital is extremely easy and quick. Just fill in the blanks on the registration form with your correct data, choose a safe password, make the first deposit that should not be less than $250 (the platform recommends starting with a $1.000 deposit) using your credit card, debit card, or crypto, and begin your trading adventure!

There are six types of accounts that you can choose from on Kadocapital:

  • Basic – initial deposit of up to $2.499 and 5% crypto commissions;
  • Silver – initial deposit between $2.500 and $9.999 and 4% crypto commissions;
  • Gold – initial deposit between $10.000 and $74.999 and 3% crypto commissions;
  • Platinum – initial deposit between $75.000 and $149.999 and 2.5% crypto commissions;
  • VIP – initial deposit of $150.000 + and 1.5% crypto commissions;
  • Algo Fund – initial deposit of $ 10.000 + 3% crypto commissions.

Regardless of what account you choose, you will still get access to the latest trading and financial news, you will benefit from variable spreads from 0.1 pip, professional account leverage of 1:400, access to all trading platforms without restrictions, and online support via chat.


For those of you who are wondering about Kadocapital’s resources and what the platform can actually offer to its clients, you should know that things indeed look very good.

Here are just a few of the resources that you can access for quick and efficient trading:

  • Instant asset alerts;
  • Real-time trading view charts;
  • Support that’s available 24/6;
  • The possibility to make deposits directly from the platform;
  • The latest trading and financial news;
  • Free market research tools;
  • Market analytics and order types;
  • Advanced charting.


When it comes to instrument offerings, Kadocapital definitely has a few aces up its sleeve. Besides the six different types of accounts which are optimized to fit your every need, and the over 800 crypto pairs and ICOs, the are numerous and include Forex, commodities, shares, indices, and, of course, cryptocurrencies.

It’s also worth mentioning that, on Kadocapital you can make deposits using fiat currency like USD, GBP, EUR, BTC, USDT, or ETH or USDT, Ethereum, or Bitcoin.

Knowing these details, you will no longer have to take a guess when trading on a platform and hope for the best. With Kadocapital you will get to choose the most suitable account for you that will prove efficient and you will also benefit from a dedicated support team that will help you at all times.

Trading platforms

The Kadocapital trading platform is web-based and suitable for both Mac and Windows users. It’s fast and has a user-friendly interface. Moreover, it will spare you the effort of downloading, installing, and setting up a platform. You will everything you need at the tip of your fingers because you can make deposits directly from it, you benefit from real-time trading view charts, instant asset alerts, and you have a support chat that’s live 24/6 just for you. Z`

The mobile trading app is also one of the most user-friendly and quick ones out there. Compatible with both iOS and Android operating systems and fully optimized for smartphones and tablets, the app only requires your full attention and a stable internet connection. It has a user-friendly interface that’s extremely fast and intuitive, safe, and also offers real-time loss and profit data as well as some interactive currency charts to always keep you informed.

Trust and regulation

For Kadocapital, their clients’ safety is the most important and this is precisely why the platform is fully transparent when it comes to how your data is processed and the potential risks that you may be exposed to when trading and investing. Their AML, CFT, and KYC policy as well as their Terms and Conditions are available in full on their official website for everyone to read.

The bottom line

Kadocapital is certainly one of those CFD trading platforms that likes to keep its clients up to date at all times and which is very transparent and honest concerning all of the involved risks of crypto trading and investing. As a regulated environment comprised of a professional and experienced team, Kadocapital promises to offer security to its clients as well as numerous benefits and features, including a support team, real-time financial updates, accounts that are suitable for your every need, and many other things. Kadocapital is a trustworthy trading platform that also has a lot of variety and can be sued by both experienced and not-so-experienced users.

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How Does Purchase Order Factoring Work?

Purchase order factoring is one of the foremost misunderstood products within the factoring industry. In part, this is often probably because the name is both generic and enticing.

Purchase order factoring, or Financing, is a sort of commercial financing that permits a business to receive funding foar a pre-ordered project using the acquisition order from the client as collateral.

Here is how a purchase order financing transaction is typically structured. Let’s assume that your customer has placed a sale order to shop for $100 worth of products. Your supplier charges you $70 for those products. Additionally, your supplier wants you to prepay the $70, and your company doesn’t have the cash to prepay for the products. This is often where order financing comes in. The financing company can assist you to complete this sale by structuring the subsequent transaction (assuming you’ve got a financing contract in place):

  • The purchase order financing company reviews the transaction to make sure that it complies with the funding requirements.
  • The purchase order financing company pays $70 to your supplier directly. counting on the circumstances, payment is made by letter of credit or, if the transaction merits it, by wire transfer. Note that payment to foreign suppliers must be made by letter of credit only.
  • Once the payment has been received, your supplier manufactures the products.
  • The goods are delivered to the customer, who inspects and accepts them.

At now, you’ll invoice your customer. The transaction can proceed in one of two ways. you’ll factor the invoice and use the factoring proceeds to pay the purchase order financing company and shut that line. The transaction would then proceed as a standard factoring transaction. Alternatively, if factoring isn’t an option, the transaction can settle once your customer pays for the end goods.

The difference between purchase order factoring and traditional bank financing is that purchase order factoring bases its credit decision on the financial situation of your client, and a bank would be watching your finances alone no matter any purchase order promising future income.

Purchase order factoring can remove barriers to growth that trying to get traditional financing might cause. It also features a generally higher turnaround in processing than traditional commercial loans. Payment is made to your suppliers, factor receives payment from your customer, and your profit is paid on to you.

Generally speaking, your company may be a good candidate for order factoring if all the subsequent are true:

  • You buy then resell products with none modifications or customizations
  • Your company doesn’t directly manufacture the products that you simply sell
  • Your gross margins are a minimum of 20%
  • Your suppliers have a good track record of delivering products and are in good financial shape
  • Your customers have good credit
  • Your purchase orders are non-cancelable and haven’t any consignment or guaranteed sale terms
  • Your orders are for a minimum of $100,000

As you’ll see, purchase order factoring has very specific requirements and may only help a narrow set of consumers. Order factoring helps resellers/distributors that have received a sale order exceeding their current funding abilities and wish financing to satisfy it.

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Leading Chatbot Marketing Business in 2020

It is vital to understand that chatbot marketing is the most essential and efficient way to boost your business by using Facebook Messenger or other types of instant messaging apps.

According to most studies that analyze social media trends, the requirement for conversations, and customer support is increasing. Since most potential customers are asking for services by using social media platforms, chatbots are a great way to reduce the hassle.

If you wish to improve customer service, we recommend you to click here to learn more about it.

They will help businesses across the globe to save billions on customer services by implementing them instead. If you think that chatbots are too impersonal for maintaining your customer base, you should think again.

The fact states that more than 60% of consumers prefer to communicate with chatbots due to speedy solutions and answers that come with them.

We can differentiate numerous reasons why chatbots are becoming more and more attractive to both businesses and customers. Stay with us to learn about the latest strategies that you can implement by using them instead of human-based customer service.

1. Improve Conversation

This is one of the best examples that will explain to you the importance of chatbots in general. You should have in mind that most of them are self-aware, which is not the same as in science-fiction movies, but in the sense where it will immediately provide information in friendly ways.

Since your customers are smart, they know whether they are talking with a bot or not. This is the best way to create a unique brand voice that will introduce your business with potential leads.

At the same time, you should have in mind that this particular form of strategy will provide the help guide and bring the conversation to the next level. The bot will suggest a question based on the most common ones, and the person will click based on the requirement.

You will notice that most chatbots will try to stay away from open-ended messages that will ultimately end up in errors. Remember that bots have to improve the user experience and not complicate it further.

Apart from the ability to answer questions, you can implement a built-in social selling component, which will allow you to provide discount codes that are exclusive to your followers.

You should check out this site: to learn more about the latest chatbots that use AI with the idea to learn and improve their customer relationships in time.

These incentives are common because brands want to encourage people to interact with bots, which will ultimately affect your return on investment.

2. Sell an Experience

Since the different approaches will provide you a different perspective, you should have in mind that you can create a unique experience among your customers by implementing a chatbot.

Apart from the idea that your customers can reserve products and book appointments, they can also rely on getting practical information about the specific situations and solutions that they wish.

For instance, a chatbot can tell you where you can find the nearest shop from your current location and get additional info that will help you determine whether you wish to become a customer or not.

At the same time, you can implement the possibility of real-time information that will also bring additional appeal to potential leads. Finally, your customers do not have to rely on third-party apps but use Messenger to get what they expect with ease.

3. Keep Up With Latest Trends

According to Business Insider, messaging apps reached a peak when it comes to the number of users in 2015. However, the number is increasing as time goes by, which is why you should start as well.

Have in mind that customers’ preferences tend to vary, and they should be based on interactions with brands through instant messaging apps, because that increases your opportunity to connect with them without sending them towards your official website.

At the same time, people stopped downloading new apps, and since most of them use Facebook, WhatsApp, Messenger, and other social media platforms, creating your app will only add the bulk into their storage.

Therefore, you can integrate chatbot to one of the most popular apps that people are generally using, such as Facebook Messenger, and you do not have to push them to install your app, which will not share the same success levels as communication through instant apps.

4. Improve Customer Service

One survey has shown that most online shoppers require support during the process. Therefore, if your customers require help when it comes to trying to understand which products will fit their needs and budget, they will ask for assistance.

At the same time, they may not find what they look for due to lousy navigation issues on your website, and they may have questions about registration, checkout, payment, and delivery about a specific product.

In all these situations, having a chatbot is the best way to provide real-time assistance similarly as a sales person in a retail store. Apart from that, chatbots can give interactive communication where they can also ask questions and not just answer them.

By using voice and text, they can present the customer’s rich content, images, blogs, and tutorials that will help them through the journey of becoming your leads. You probably did not know that customer service is one of the most significant factors of success.

Therefore, you can improve it by using chatbots, because you can program them to provide automated answers, and to learn along the way by interaction. This will enable your customer service to save time and to assist only in essential cases when chatbots cannot provide help.

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Hire the Professional Bookkeepers of the Suburbs

A company needs a professional bookkeeper to keep a financial track of its business, which provides pro-active reports and turns the bookkeeping expenses into assets. They should frame an accounting dashboard with a complete overview of a firm’s financials, with which, the business owner should be able to check his bank balance, invoices, bills and expenses easily without a hassle.

It is very important for the client to understand his cash position at any given time to make future investments for the company. Nowadays, the professional bookkeepers also provide free, unlimited and 24×7 email support to their clients.

Services provided by Professional Bookkeepers

  1. They prepare the Bank Reconciliation Statements
  2. The Accounts Receivable sheet to keep a track of how much the customers owe to the business
  3. The Accounts Payable details to determine what the business owes to the outsiders
  4. Perform payroll duties to ensure the company’s staff is paid at the right hourly rates
  5. File the BAS, IAS and various taxes payable by the company
  6. Perform the superannuation process to contribute to the employees’ super fund
  7. The training and Xero conversions as per the Australian Law
  8. Reporting to the company’s management
  9. Draft a budget, the Cash flow and the company’s financial reports to understand the cash in hand position of the company

By choosing professional bookkeepers in Eastern Suburbs Melbourne the client can completely understand how his business is doing financially, with daily updates from the bookkeeping team. For this to happen, the accountant of the financial department of the firm should be in sync with the bookkeepers hired. If the client’s accounts are in place, he can even collaborate with an advisor and think of business expansions and mergers. A bookkeeper’s duty is to free thousands of dollars for his client and give him an insight into his own business.

Modern Age Bookkeeping

Xero is one of the most popular bookkeeping software adopted by the professionals in the Australian suburbs. It is a one point pit stop required to cater to a firm’s accounting needs. This software helps the businessman to access his accounts from anywhere and at anytime he wishes to. The client can even invite other business owners or lawyers to view the accounts and advice him on the business real time. The financial data on the cloud is secure even if the firm’s computer crashes, is lost or stolen. With the help of Xero, the transactions that take place on the company’s bank account, credit card, PayPal and Stripe transactions, automatically get imported to the software.

MP Professional Bookkeeping is one of the leading bookkeeping companies offering services in Eastern suburbs, Melbourne. Choose our professional bookkeepers in Eastern Suburbs Melbourne to hire professional services to assist and manage your accounts from simple Excel spreadsheets to the latest accounting software such as Xero. The bookkeeping techniques used by us are as advocated by the Australian laws. Get in touch with us to know more about our bookkeeping and accounting services.

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Cannabis Shares Tumble on Weak Earnings


Cannabis stocks have been hammered recently as it appears that most are reporting that weaker than expected demand has eroded revenue and earnings.  By mid-November, the Alternative Harvest ETF (NYSE:MJ) was down by 11.3% for the month, as traders continue the process of readjusting the stock prices of many of the Canadian public cannabis companies.

Demand Has Yet to Immerge

Demand has yet to immerge in Canada in the wake of legalization of recreational marijuana nationally in 2018. Ahead of this event, suppliers boosted production and now oversupply is weighing on prices. This has forced write-downs of inventories, as stockpiles grow to untenable levels. It will take a while for growers to pair back their production, due to lack of demand, but until this occurs, a shake out will continue to occur in the cannabis space.

Earnings Disappoints

All eyes were focus on Canopy Growth’s financial results to see how one of the larger players performed during the latest quarter. Canopy reported a loss of C$374.6 million, which is equivalent to $282.4 million or C$1.08 a share, in the quarter, which was a great than the C$330.6 million loss, or C$1.52 a share, posted in the year-earlier period. Sales rose to C$76.6 million from C$23.3 million. Expectations were for the company to lose 41 cents a share and revenue of C$100 million. Canopy’s revenue of C$76.6 million was lower than the C$90.5 million generated in the first quarter.

Cronos Also Misses

The loss experienced at Canopy was the straw that broke the camel’s back. The decline the entire sector, could continue to perpetuate until the market feels that prices reflect future demand for recreational marijuana. Other company mimic the poor performance from Canopy.

Cronos Group reported a quarterly loss of $0.02 per share versus expectations of $0.03. This compares to loss of $0.03 per share a year ago. Cronos shares have lost about 22.2% since the beginning of the year. Cronos group posted sales of $10.10 million for the quarter, missing expectations by 3.5%. This compares to year-ago revenues of $2.88 million.

Aurora Cannabis also missed on the bottom line. The company reported a loss of C$39.7 million, wider than the C$20.8 million expected. Sales came in at C$75.2 million, which was also a miss coming in below forecast of C$90.6 million. Sales into the Canadian recreational market dropped 33% to C$30 million. Aurora plans to cut capital cost by immediately suspending the building of a new facility. New retail facilities will also be reduced.

The overall outlook for the sector is weak, as supply dwarfs demand. Full legalization in the United States, could help reduce the supply glut. This is likely a long way off which puts the Canadian cannabis industry in a period where there will likely be consolidation. Companies that do not have scale and are unable to reduce costs while continuing to produce revenues will be gobbled up by larger players.



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An Exclusive Promotional Item To Upgrade Your Business

Getting updated with current trend is an appreciation and drives confident to next level. If you looking seriously any gifts for business promotion, obviously trendy and popular choice is promotional drinkware. There are wide ranges of promotional drinkware available in market, from various price ranges, so if you looking such kind of item for business promotion then make use of online sources. Unlike other gift items, promotional drinkware can be widely used by all age groups and suitable for all occasion. This can be used as corporate gift, return gifts for parties, family get together, and birthday events and so on the list goes. Even customized drinkware is pocket friendly due to it several choices, satisfies the requirement of every individual needs.

Plan for your next event with promotional drinkware

If you are a coffee lover, loves to drink a cup of coffee everyday undoubtedly the most preferred promotional item is coffee mug, travel mugs and more to pick on. If you are still planning for upcoming event in your business, then don’t go anywhere and don’t waste times by searching directly go with promotional drinkwares, this will turn out your business even better. Customized drinkware, travel based mugs are good choice and it can be easily carry anywhere even during your travel. Let’s see some special features included in both customized drinkware and thermal flask.

  • Customized drinkware is environment friendly can saves the environment and not much expensive.
  • Companies that used to promote business through promotional is widely popular in recent decades, however to choose the right one considering various marketing strategy is bit confusing because to choose from unlimited choice of products.
  • Quality thermal flask grabs importance among people, due to it necessity in everyday life. Quality thermal flask is yet another most successful corporate gift, return gift, can be used as promotional gift at business meets.
  • Own logo can be imprinted on drinkware, this has been regarded as most efficient way to promote business
  • In recent years the promotional drinkware comes with more elegant, uniqueness than ever before thus it’s been in trending

Best promotional tool always promotes business to another level, if you have plan for drinkware just look online, wide range products available make sure to find the best and effective one. Drinkware breaks out the misconception that expensive gifts alone can draw attention and appreciation of people. These kinds of gifts, such drinkware, coffee mugs, travel mugs, ceramic mugs, thermal flask are less expensive with executive look and sure attracts the clients.

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