KaratGold Coin (KBC): Real Digital Gold in the Cryptocurrency Space

Bitcoin has many nicknames, but fewer have entered the public consciousness quite like “Digital Gold”. We’ve heard this moniker so many times, we don’t even think about it anymore. But is it possible that this title has been misapplied?

Like gold, Bitcoin exists in limited supplies. Like gold, Bitcoin is mined (sort of). Beyond these two points, though, there really isn’t much that BTC has in common with gold (Au). Gold is a physical asset. It’s removed from the ground for its use in industry and as an asset of exchange. Bitcoin is contained in software. And even though it is o used in the financial world, it never takes a physical form, nor is it applied to many of the same use cases as gold.

However, this is not to say that another cryptocurrency can’t function this way. We’re pleased to introduce KaratGold Coin (KBC), the first cryptocurrency that may actually fulfill all of the qualifications necessary for something to truly be called “digital gold”. Here’s how it works.

KaratGold Coin – Exchangeable for Real Gold

KaratGold Coin (or KBC) is a cryptocurrency offered by Karatbars International. Karatbars is a gold company that has been in operation since 2011. In their near decade of business, Karatbars has fulfilled the mission of Dr. Harald Seiz – to make gold useful as a currency again.

Almost all nations have abandoned the gold standard at this point in history. There are many reasons for this, but in most cases, gold is simply to value to function as cash anymore. Even small coins have values in the hundreds of dollars, so it’s hardly a practical way to buy a cup of coffee at Starbucks.

Dr. Seiz saw an alternative to the degilding of the world’s financial systems. With CashGold, Karatbars introduced physical currency notes with tiny gold bars inset. CashGold can be stored in a wallet or accessed through an ATM.

In February 2018, Karatbars introduced KaratGold Coin in a $100 million ICO. Starting July 4, 2019, the coin will be exchangeable for CashGold notes, through participating ATMs. With this system integration, gold becomes fully digitized. Those who wish to buy gold virtually can do so through KBC. If they ever want to trade their KBC for the real thing, they can do so.

KBC has other utilities. The coin will also be the native currency on the IMpulse K1 smartphone. The Impulse K1 is the first smartphone with a blockchain powered operating system. KBC will pay for call time and all other functions, making it the first choice for any gold investor who also loves blockchain. When using the phone calls and text messages are not transmitted through conventional ways, but instead, they are encrypted and broadcasted by a newly created Voice Over Blockchain Protocol (VOBP). It uses peer-to-peer encryption that cannot be hacked or manipulated. Data stored on the device, such as images or documents, are saved and enciphered through the IFPS platform, which is a decentralized storage medium based on blockchain technology.

Karatbars International has created a truly unique, unified digital gold ecosystem. Through the K-Merchant application, KBC can also be spent online through thousands of retailers. This completes the circle, digitizing gold and making it spendable online.

Through the efforts of Karatbars, gold is no longer an antiquated asset. People can buy gold with Bitcoin, Ethereum, and fiat currencies, anywhere in the world, then spend it online through KBC or increase their stacks of CashGold notes through exchange of the crypto asset. It’s an incredible system and we are conviced that it will have a bright future.

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The Basics of Investment Planning


Taking control of your financial future is one of the most important things that you will ever do for yourself and your family. Most Americans are living paycheck to paycheck and recent studies have shown that most people are only three paychecks away from financial ruin. This is a scary fact to read and take in but it’s the reality that most of us are facing. You may be sitting there thinking that money is so tight right now that there is no way you can afford to save right now but the truth is you can’t afford to. You don’t have to be a millionaire or have a lot of money to start your financial planning and you can do things now to start out small and as time goes on you can grow into the bigger investments.

Save Money Every Week

Saving just twenty-five dollars a week is a good way to start. You can have this amount automatically taken out of your paycheck every week and deposited into a savings account that way you won’t have it in your checking account to spend. If you are still saying that you can’t afford twenty-five dollars a week then make a budget and see exactly what you are spending your money every month and find different ways to cut back or find things that you are paying for that you don’t absolutely need and get rid of them.


What is a 401k? A 401k is an employer-sponsored retirement savings plan that is typically apart of your benefits package through your job. You can go to your human resources department and enroll and you can have the money taken out of your check and deposited into your 401k account. Once again you don’t have to start out big and you can put it as little or as much as you want.

Stock Market

When you get your finances in control and you have been saving money with the above mentions methods you can graduate into some of the more advanced investments such as the stock market. It will take you a little time and research to understand how the stock market works but once you get the hang of it you can potentially make a lot of money but be cautious when playing with the stock market and don’t put all your money into it because the stock market does go down at times.


Real estate is a great way to invest your money. You can purchase homes and use them as rental properties or you can flip them. Flipping houses is where you buy the home at a cheap price due to the distress of some form and you make necessary repairs and then sell it for a large profit. Make sure you do your research on the home before you purchase and find out how much the repairs are going to cost you before you buy it.

All of these things can be a part of your investment planning and if you do your due diligence with each of them they will pay off in the long run. Saving money is not a race and you don’t have to be super aggressive with it in order to get results. Easy does it and just make sure that you are steady with it and over the course of twenty years, you will see significant results. Taking the steps to secure your financial future will give you peace of mind.

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Cryptocurrencies Trading Strategies You Need to Recognize

Electronic money or currencies are always associated with internet that uses cryptography. Cryptography is usually a process of converting legible information into a nearly unbreakable or encrypted program code of information, to monitor transaction processing. The method was created during the 2nd World War for conducting protected communication. Later, it provides been evolved within the specialized era with an element of mathematical theory and computer technology to invent a method to protect the online transaction of the currencies.


The following are a few sets associated with cryptocurrency trading strategies which usually one may use for investment:


Day traders are recognized to retain it simple and play it safe. They utilize short-term market variances and trade their currencies depending on the worth of the share upon a day to time basis, thus usually getting done by the finish of the day plus most likely earning the profit of a simple 1 to 3 % of their initial expense.


Trend trading constitutes of starting a posture in line along with the trend- as plus when it is about into the particular market. This position will be open as long since there is a decent price movement in the market and believe in quick openings and closings of the availability associated with their shares. This strategy could be beneficial within the long run because trends can produce at their own pace, over any time period.


Swing trading exclusively focuses on the fluctuations and oscillations of the particular prices in each tendency, making apt use to this arbitrary nature associated with the market by investing in both directions-high plus low. This trading technique requires an investor in order to have a thorough knowledge of the technical signals which henceforth move the marketplace.

Best one which provides to your needs and performs not be afraid in order to get up on the field and start playing the overall game!


There is no harm in attempting to play it secure and start with the smaller initial investment. In fact, most investors would certainly call this the best move to get a beginner. Remember, Rome was not built in a day!


A great man once said, “do not maintain all your eggs in one basket”, thus stressing on the importance of maintaining a diverse and vast means of income. Develop your crypto trading profile, just like a record, in order to maintain track of all your own investments and also to understand what your next step should be.

Always Work Smart:

In order to “work smart”, it is required to spend time associated with efforts in scanning the particular market and analyzing the particular highs and the levels within. Failure might end up being confronted, but learn in order to take it in your own stride and never do it again the same mistake again. Do not ignore the particular warning flags in the marketplace values.

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Finding the Right Cryptocurrency Coins for Investing

Investing in cryptocurrency is exciting but you need to make sure that you choose the right virtual coins for your needs. Before you invest any of your hard-earned money, you will want to consider the following factors. 

Image Source: Pexels

If you are ready to invest in cryptocurrency coins and need to know how to assess the risk of your future investments, then there are a few things that you need to consider. Many people make the mistake of investing in cryptocurrency coins without doing their research and this can result in them investing in coins that aren’t the best fit for their needs. While it’s easy to only look at the price of your future investment, there are a few other things to consider.

  1. Consider the Future

Before you buy Bitcoin, you need to make sure to pay attention to the liquidity of your purchase. This is generally very easy to find out but will involve you doing a little more research than simply comparing prices. When you look to the future of a particular cryptocurrency coin, you will be able to tell if there are major updates coming, if there is an expected limit, or if there is a lack of planning for development.

Image Source: Pexels

  1. Look at the Developer

It is also very important to consider the actions of the developer of a particular cryptocurrency coin. It’s easy for mostly anyone to create these coins but this doesn’t mean that they are a good or a smart investment. By researching the history of a developer and making sure that you are only working with ones who have a good reputation and a good background, then you can easily reduce your risk.

  1. Consider the Community

In addition to looking at the developer as a source of stability or problem, you also need to pay attention to the community and the followers of a particular cryptocurrency coin. Not only will these communities be able to provide you with assistance during the purchase process, but they can often answer any questions that you may have about the foundations of the coin, the team, the strengths of the coin, and any problems that they foresee.

It’s important that you do your due diligence before investing in any cryptocurrency coins so that you can protect yourself and your investments. Failing to think through your investment can result in you being frustrated with the experience and possibly even losing money, which is why working with a professional when you need help is such a good idea.

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Realize Where to Invest and How to Invest Money

You can realize where to invest and how to invest your money and begin investing money effectively as an apprentice in 2011, 2012 with only a little direction. Here we keep it as straightforward as it gets, to get you fully operational the correct way. With only a little exertion in advance you ought to be prepared to begin investing in half a month.

The way to fruitful investing and monitoring hazard is expansion. That is rule #1 for investing novices. You’ll need to invest money in the money showcase so as to have a protected investment that pays premium. Securities are the investment of decision to win higher enthusiasm with moderate hazard, while stocks are the place to invest for more significant yields with more hazard. Set up an investment portfolio with each of the three spoke to and you have a portfolio that is both expanded and adjusted. This is the means by which effective investors keep hazard at satisfactory levels while gaining more significant yields over the long haul.

The uplifting news in investing for tenderfoots is that in 2011, 2012 and past you won’t have to pick your own stocks, securities or money showcase protections. The absolute greatest and best shared store organizations will do the entirety of the administration for you at a complete expense of about 1% per year for the board and different costs, without any business charges. They offer adjusted assets called TARGET reserves and these come in a few adaptations from generally safe to high. At the point when you invest money in an objective reserve your money is spread over the entirety of the regions referenced previously.

The response to where to invest: open a shared store account with a significant no-heap (no business charges) subsidize family like Vanguard, Fidelity or T Rowe Price. You can discover them on the web. Step by step instructions to invest your money requires a two section answer. To start with, work legitimately with the store organization to maintain a strategic distance from additional charges, charges and costs. Second, invest some energy in their sites getting acquainted with their BALANCED or target reserves. Presently, how about we talk about how to recognize these assets and how to figure out which is directly for you.

From most secure to least secure, you ought to have the option to discover a rundown of target subsidizes that looks something like this: retirement salary support, target 2000, 2010, 2015, 2020 and up to 2040 or possibly 2050. These numbers allude to the year you resigned, or the rough year you focus as your future retirement date. For instance, in the event that you invest money in the most secure reserve (retirement salary) the greater part of your money will be invested in more secure investments like money market and security reserves. The explanation behind this is the point at which you are resigned, or are near it, relative wellbeing turns out to be progressively significant.

On the off chance that you are more youthful and are happy to acknowledge significant hazard for higher benefit potential, investing money in a 2040 objective store (or higher) could be suitable. Here the a lot of your money will be invested in stock assets. At the point when you are choosing which target reserve to choose, consider your hazard resistance just as your age and retirement date. On the off chance that you need a decent harmony among stocks and securities with normal hazard go with a 2020 reserve. Or then again, you should invest money in both a 2010 and a 2030 objective store. At that point, focus on how each performs after some time, and how agreeable you feel with each. In the event that you are not happy with a store, move your money to one that better suits your solace level for hazard.

At the point when you invest money in an objective store the reserve organization consequently changes chance descending after some time to represent the way that you are getting more seasoned, and likely need less hazard when resigned. For instance, a 2020 store will in the end look like a retirement pay finance in 10 to 20 years. You just pick your fund(s), invest money, and watch your quarterly articulations. The store organization consequently deducts your expense of investing from the reserve to take care of the board expenses and costs. Investing money in target finances makes investing for apprentices as basic as feasible for 2011, 2012 and past.

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Why everyone should invest in the stock market once in their life?

Investing in the stock market has always been on the priority list of so many people out there. But not everyone has the courage to invest money in the stock market. Many people also don’t know as to how to invest in the stock market. Due to the lack of knowledge people are always afraid to invest in the stock market.

But, there is a point that everyone should invest in the stock market at least once in his or her lifetime. Most of the people in this world have built their wealth by investing their money in the stock market. But, before that, one must learn to invest in the stock market. People are usually worried while investing in the stock market. So, here are the reasons why one should invest in the stock market once in their life.

Stock market investment is not that risky

People who have not yet invested in the stock market think that it is risky. But, the real thing is that stock market investment is perfect for those who have surplus funds. The only thing which one should consider is to learn to invest in the stock market. If one is losing money in the stock market, then there will be not many regrets.

Expect high returns

People who always think twice before investing in the stock market should realize this fact that high returns are always here. The stock market is undeniably a little risky. But, trends have shown that long-term investment in the stock market has higher returns. Studies have also shown that the amount of return in the stock market is highest in comparison to any other source of investment.

Cash in Cash out

The stock market is one of the most liquid markets in the entire era of investment. One can easily withdraw their investment and liquefy it. Every day there are hundreds of investors and buyers who sell or purchase the securities or shares. So, basically, this takes us to the conclusion that shares are a liquid investment. it can be easily converted into cash anytime.

A second source of earning

Earning from regular business is not enough for some people. So, investment in the stock market is like a second source of earning. One can learn to invest in the stock market and then make money easily. Buy shares or securities when they are priced low and immediately sell them when the prices hike. This will result in good earnings, and it ultimately becomes the second source of earning.

Strict security and framework

Investment in stock market is secured with the Regulatory Framework. The stock market works under the strict control of SEBI (Securities Exchange Board of India). The SEBI takes care of all the investors and safeguards them. There is no issue while investing in the stock market because SEBI takes care of any fraudulent activities. No fraud can ever take place if SEBI controls all the activities. Investors are always secure about their investment and nothing can ever happen to it.

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Know More About Suzuki Coin

Lots of people are looking for the financial companies where they can invest their money, now a days, people are investing in Bitcoin, share market and so on, in all these trading options they have to put their focus because every day there are changes in rates. Hence, people look for an easy option where they can invest without putting much effort. Investors always look for the options through which they will get a good pay return. Thus, if you are also looking for the same kind of option, then you must have to the check the Suzuki Coin reviews, these reviews are by genuine investors who are earning profit from the Suzuki Coin. What is Suzuki coin? Thus, it is a financial company founded by Mr. Satoro Suzuki, who is specialized in financial trading i.e. Forex, Digital coin trading, financial and economic.

The company invests the entire fund daily which was invested by the investors in Suzuki coins in other trading options, so whatever the income company will receive from trading will get distributed in the investors. Thus, this is the concept which is followed to manage the company and due to this, they are able to provide 2% to 3% pay returns on a daily basis and forever. One can choose any plan out of three Suzuki Coin investment plans. For more details one can visit the website of the company or a person can directly contact the specialized support team members of the company through the WhatsApp or email, they provide assistance 24 hours and all 7 days. People can also contact over the phone call, they will assist the people in all ways. If you know about the investment plan or trading, then you can check on your own, you just have to visit the official website of the company and know more about it. There are many more features and services that the company offers, so to avail all the benefits you must have to understand the functions of the company. You can also calculate the profit by entering the details like which plan you want to take, how much amount you want to invest and more on the calculator option. All these details, people can able to find on the website of Suzuki Coin Net Ltd, the company was founded in London, UK, but now it has offices in other locations too. The company will assure you for the secured investments.

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Reasons to invest your money in Reliance mutual fund

Do you want to make a profit on your investments in mutual fund schemes? Are you looking to take the right decision to go with the top mutual fund houses available in the country? Today, Reliance Mutual Fund is one of the fastest growing and trusted mutual fund houses providing the services all over the country. If you want information about the schemes provided by Reliance Mutual Fund house, you can visit the website link for it.

Reliance Mutual Fund is a part of Reliance Anil Dhirubhai Ambani group and it is one of the top mutual fund houses offering a complete range of schemes for the investors in the country. Millions of investors best service quality and products of Reliance Mutual Fund. If you are also looking to take the smart decision to go with Reliance Mutual Fund house, here are the top reasons to choose the schemes of Reliance Mutual Fund for investments:

Robust distribution network:

At the present time, Reliance Mutual Fund house is available with a wide distribution network with more than 160 branches in all over the country. They also have a presence in other countries including UK, Singapore and Mauritius. Because of the wide distribution network in the country, they are able to offer better quality services to the investors who want to take the decision to go with the schemes of Reliance Mutual Fund.

Higher return value:

If you choose the schemes of Reliance Mutual Funds to invest your money, you will find higher return value of 21.28% with this mutual fund house. If you are looking for the planet having a minimum risk factor and higher return value in the mutual fund schemes, you can always trust Reliance Mutual Fund house as a good option like millions of other investors in the country.

Lots of mutual fund schemes for the clients:

At Reliance Mutual Fund house, the investors will find lots of different mutual fund schemes according to different categories and benefits. Like any other customer care, you may have different needs and requirements according to your current financial situation and future requirements for the Investments. They are able to offer lots of schemes of different time horizon and category for the investors.

Trustable service quality:

Reliance Mutual Fund houses considered as one of the trusted service providers in the country. They have risk management team with top professionals who are able to serve the investors in the best way with their experience and expertise. For a long time, Reliance Mutual Fund has created a trusted value among the clients and investors in the country. It is a big reason to go with Reliance Mutual Fund to make the investments as a beginner investor.

Choice of people in the country:

At Reliance Mutual Fund house, you will find lots of products and services in different categories including retail investments, banks, financial institutes, government entities, corporates and trusts in the country. Because of so many products and services in different industries, they are trusted by a large number of consumers all over the country. They have experience of 19 years to serve the clients with the excellent quality of services.

These are some of the top reasons to choose Reliance Mutual Fund house for the investments of your money. They are known to provide excellent customer support services to all the investors who are looking to invest in the schemes of a mutual fund with them. Whenever you have any kind of concern or query regarding the schemes of a mutual fund, you can contact them and can get instant help regarding it.

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A Deep Insight on the Pros and Cons of 3 Enterprise Fax Models

Many IT teams have dedicated themselves to the security of every server they have maintained in their control. While security and maintenance of the fax servers also call the need for its care and development, they also need to be prioritized. So, the IT experts, in order to do the same, they operate one of the 3 enterprise models of fax. Here’s everything we know.

The Private Cloud

It the first enterprise fax model where the fax infrastructure of a company is looked after entirely within its firewall. Also whether the company maintains the fax server either in-house or running on a virtual machine, the IT team bears the principal responsibility for maintaining, licensing, troubleshooting and upgrading the fax infrastructure of the company.


  • This model gives a direct and centralized control over the company’s fax infrastructure to the IT team.
  • From a security point of view, IT team feels more comfortable when their faxes are operated through a centralized controlled platform within the network.


  • Compared to others, this model might call for other costs too. The company obviously demands to cut the obvious costs such as — recurring costs like software licensing, analogue fax lines, and electricity costs in order to maintain the server.
  • IT team also bears the primary responsibility to manage long-term volume and capacity needs at the outset and regular tasks such as monitoring the usage trends and having a knowledge when and how to scale up more servers or upgrading the software servers to the latest versions. None of these tasks can be delivered quickly.

The Hybrid Cloud Fax Solution

This model comprises two best abilities: allowing the IT team to exercise control through in-house fax servers, and using a cloud-dedicated ‘backfill’ component. For instance, in case of a failover when your fax infrastructure fails or has peak volume spikes, which results in outages or busy signals.


  • Gives an access to the IT team to manage control and visibility over faxes all over the company with the in-house fax servers. It also has pros like grander redundancy and higher system availability than only the on-premise fax servers can deliver.


  • It might add to the costs of the company. They can simply outsource service instead of double paying for a single solution.
  • If not properly taken care of, the on-premise servers may increase the risks of non-compliance or undermine the business fax’s security.

The Cloud Fax Solution

This is the most advanced model of all. The best part of this model is, it is offsite and you only need an email ID and an Internet connection to send and/or receive faxes. It also provides features as similar to Private and Hybrid models like SAP, additional protection to secure data and what not.


  • It provides cost savings at a greater deal. It frees up a lot of resources to focus on higher-ROI projects. It also enables the company to eliminate traditional fax machine and licensing.
  • As the service is cloud-based, it is easier to increase the fax pretty quickly, at any time at a very low cost.
  • It increases the fax security by using a TLS encryption for sending/receiving faxes, and many more advanced security measures are taken into account. To know more of them, head to


  • Since the operations are managed by a third party, the company should bear the entire responsibility if exposed to a serious risk in the long term.
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5 things to know while choosing your roboadvisor

Roboadvisors are undoubtedly a welcome name in the contemporary investment world. A lot cheaper than traditional portfolio managers, these online tools assure extremely professional and convenient portfolio management. The best part is that roboadvisors dish out a dynamic investing scenario where you can enjoy up till 7 percent average returns- way higher compared to what you get with plain savings account. If you are aspiring to render a new edge to your investment portfolio, it’s better you bank on  modern roboadvisors now.

The post below offers insights on the crucial things to keep in mind while choosing a roboadvisor.

Get a comparative study

Roboadvisors have been in the market for nearly a decade now. Scores and scores of roboadvisors have already surfaced up but then not all would be compatible for you. Experts suggest getting a comparative survey on different roboadvisor companies online before the final sign-up. If you find checking out each website too tedious, take to the roboadvisor guides or directories over the web. These websites host information on multiple roboadvisor firms in one platform to save your time. You will get reviews, ratings and a glimpse of main features of the roboadvisors at a glance.

The one you choose should be a highly reputed name in the market, backed by great ratings and happy investor-users.

Affordable or no management fee

Most of the roboadvisors charge management fees from the users. It’s good if your chosen one is flexible for free management. Some leading roboadvisors do not charge management fees for first $10,000 assets. It’s a great option to try & test the roboadvisor if you want to start with small amount.

Even if your chosen roboadvisor is charging management fee, make sure it’s a reasonable amount. Settle with something between 0.25% a year to 0.30% a year or maximum 0.50%.

Minimum account size

Don’t forget to check the minimum account size asked by your chosen roboadvisor. Different firms ask for different account-minimums. While some demand a minimum balance of $5,000- a handful of others will allow you to invest with as little as $1. Check how much you can afford to save as your account minimum.

However, roboadvisors that demand high account minimums generally assure many additional services which is not always viable with those that are flexible with rock-bottom account minimums.

Automatic rebalancing

Remember your investment portfolio must be rebalanced at regular intervals. This helps to ensure the asset allocation is in terms with your specific investment goals & risk tolerance capacity. Now, not all roboadvisors around will extend automatic rebalancing. This is an extremely important feature and you must make sure your chosen one is flexible for this facility.

Free tax-loss harvesting

Tax-loss harvesting implies offset of taxable gains through sale of securities running on loss. Some leading roboadvisors extend free tax-loss harvesting daily. Check out beforehand whether your chosen one supports such services.

Finally, it’s great if the roboadvisor promises some degree of human advisory. Robotic tools are no doubt great for smart investment management but complex issues do call for human intervention.

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