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Investment

Investment

What is Tezbox All About?

If you are into cryptocurrency activities like buying and selling of different types of cryptocurrencies and making use of the same, then you will find this article interesting and informative. There are many such wallets and Tezbox is also one such wallet that has caught the attention of thousands of people across the world. Hence it would be a good idea to know more about it in general and also about such cryptocurrency payment wallets in particular. However, the concept of cryptocurrency is quite new and there are not many people who know about it. Hence, when it comes to understanding more about the benefits of Tezbox ico wallet, there is a need to have some basic information about the various advantages about making payments through such cryptocurrencies.

What is Cryptocurrency?

From the layman’s point, it would be enough if we understood that cryptocurrencies are digital assets. They have been designed to perform the task of a medium of exchange. These forms of payments and receipts do not make use of the conventional payment methods like the dollar bills or other forms of legal tender money. The ownership of cryptocurrencies happen through ledger records that are stored online. Whenever a buying happens, the ledger account of the person’s ledger account gets debited and the beneficiaries account gets credited. When we talk about a cryptocurrency wallet like Tezos fundraiser the users can deposit their cryptocurrencies in these wallets. They can make use of the same as and when required.

Advantages of Digitalized Cryptocurrency Payments

There is a growing demand for online digital cryptocurrency payments because it has some obvious advantages. We are sharing a few of them for the benefit of our readers.

  • They make transactions efficient. There is no doubt that there are a number of businesses that have started offering bitcoin as another payment method. It would be pertinent to mention that restaurants, fast food outlets and even coffee shops have started to accept payments through cryptocurrencies that are make using wallets such as Tezbox web wallet.
  • They are easily accessible. Mobile wallets are considered to be extremely flexible, versatile and convenient. It could come in handy for all those people who travel a lot and receiving and remitting funds will be that much easier and simpler.
  • It also funding of cryptocurrency debit cards. If you have a cryptocurrency debit card and would like to fund it, you can transfer funds from these digital wallets to your debit card account and make use of it.
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Investment

7 MUST-KNOW BENEFITS OF INVESTING IN SHARE MARKET

INTRODUCTION

The act of committing money or capital in the share market or any commodity to achieve an additional income is called Investment. Investment is primarily made for future purposes in hope of growth in capital with time, however it is also associated with certain risks. The Sensex market determines the profit and losses that the investor is going to face. The experience of how to buy the shares in the market is extremely necessary especially for beginners. Whether you are a beginner or an expert, there are mainly two types of investors –  one who wants to have an active hand in managing money and the other in who wants to invest and forget about the money invested for 15-20 years, with the sole aim of expecting a higher ROI. Let us take a look at the top 7 benefits of investing in share market in India:

7 BENEFITS

The stock exchange and investment have a lot of pros and cons associated with it which make investments different from ordinary stocks in the stock market.

The seven most important benefits of investing in stocks are-

  • Tax- Tax is a factor that can eat the gains in ordinary shares. Investing in the share market helps the investor in maintaining the rate of return on the investments, thus managing the tax earnings.
  • Innovations in technology- The updates and innovations in technology are one of the reasons why one can get information about the stocks easily. The people have started trusting the results that technology gives. Though the investor needs some amount of prior information from the mutual funds or the banks, with the help of online available resources they can analyze the performance of different funds and companies and invest according to it.
  • Investment in diverse sectors- One of the benefits of investing in the share market is that the investor has an opportunity of investing in companies operating in various sectors and segments. This helps in optimizing the allocation of assets and getting a diverse range of returns from various companies.
  • Shareholder- Investing in stock or share means taking a stake in the company in which one is investing. Investing in the market means getting all the benefits that the company is getting and the shareholders also have a hold-in the major decisions of the company. The annual report of the performance of the company is also passed by the shareholders to let them know the future possibilities of the company.
  • Long-term benefits- From a long-term perspective, it has been proven that the person who invests in the share market gets the maximum which means the multitude of investments can also be doubled or tripled depending on the company.
  • Additional source of income- Few investments in stocks act as an additional source of income in the form of a dividend which means that the returns will come even if the stock has lost its original value.
  • Better returns- According to the records of how the stocks have performed, it can be seen that the average probability is that the stocks will return an additional 10% which is far better than the inflation rate of 3.2%.

CONCLUSION

Nowadays, for better protection of money, a Demat account is considered in which the investor can invest and protect their money in an online account. If you are planning to open a demat account anytime soon, then ensure to educate and understand the fundamentals as much as possible. In short, a demat account holder has numerous benefits as mentioned above, additional to the guaranteed returns/profits on their invested shares. So why wait? Open a Demat account now!

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Investment

Tax-Efficient Investing 101: Making the Most of Your Rate of Return

Sound tax planning strategies should be a consideration when it comes to your investments. But with record-low interest rates today, the opportunity to improve your rate of return by a mere few percentage points because of tax-informed investment decisions could be significant. This is particularly the case if you are in a higher marginal income tax bracket.

Below are some strategies to consider as you aim to improve your after-tax rates of return on your investments over time:

Target Long-Term Capital Gains

Under today’s tax rules, there can be a significant difference in the tax implications of selling investments over a shorter versus longer time period.

For short-term investments held for one year or less, you pay tax on any profits from the sale of an asset at your marginal income tax rate. In contrast, you can use a potentially much lower long-term capital gains rate to tax the profits on that same asset sale by holding the asset for at least one year.

Here is a simple example of the potential advantage of qualifying for long-term capital gains tax treatment: A married couple with a combined annual income of $450,000 would fall into a 35% marginal income tax bracket, under today’s tax rules. However, at their current level of income, they pay for long-term capital gains at only a 15% tax rate. As a result, the couple can potentially earn an implied 20% additional return on their investment gains simply by holding an appreciated asset for at least one year in order to qualify for the long-term capital gains rate.

Take Advantage of Tax-Deferred Accounts

Contributions to your employer’s 401k remains a great tool for both tax-deferred growth of your investments and a tax shield of your income.

Currently, you can contribute up to $19,500 per year (or $26,000 if over 50 years old) to a 401k plan, which will reduce your taxable income dollar-for-dollar. Any investment returns you earn in the account grow free of tax until withdrawn.

But you do not have to work for someone else to own and benefit from 401k income tax deductions and deferrals. In fact, if you are self-employed with no employees, the appropriately named Individual 401k plan can also offer you a valuable tax shield on your current income as an entrepreneur or consultant.

For example, you can make salary deferral contributions up to the same limits mentioned above on an employer-sponsored 401k plans (or up to 100% of your business income, whichever is less). In addition to these salary deferral contributions, you can also make profit-sharing contributions of up to 25% of compensation, assuming your business generates sufficient profits during the year. As a result, you could potentially shield up to $57,000 ($63,500 if over 50 years old) of your business profits in 2020 using an Individual 401k[1]. There is also no tax on your investment gains from assets held in an Individual 401k until you make withdrawals from the account later in life.

Finally, do not discount the value of tried-and-true Individual Retirement Accounts (IRAs). Currently, individuals can contribute up to $6,000 per year ($7,000 if over 50) into IRA accounts. You can contribute to a Traditional IRA and benefit from tax-deferred growth on investment gains until you make withdrawals (income limitations apply when determining the deductibility of the contribution). Roth IRAs offer tax-free (i.e., not deferred) withdrawals on gains. You can only contribute to a Roth IRA if your modified adjusted gross income is under $206,000 for married couples and $139,000 for single filers[2], which can make Roths a better contribution option for years when your income may be below these thresholds.

Municipal Bonds Are Still Valuable

People in the highest income tax brackets can still benefit from owning municipal bonds, even in today’s low interest rate environment.

For example, $1 million invested in income-producing assets yielding 1% annually would generate $10,000 of taxable investment income. If invested in tax-free municipal bonds, however, that $10,000 would not be subject to federal income tax (and sometimes is state tax-free as well). If you are in the highest income tax bracket, you could potentially lose $3,700 of that $10,000 investment income to income taxes without the benefit of tax-free municipal bond income. For high earners especially, municipal bonds still potentially offer a much more favorable after-tax rate of return on investment.

Create a Donor-Advised Fund

Changes to the tax law have impacted some people’s ability to benefit fully from charitable contributions. Another option to consider is using a Donor-Advised Fund, where you can make larger charitable contributions, receive an immediate and up-front tax deduction, and then set up the fund to make regular grants to charities in the future. With a Donor-Advised Fund, you can contribute a variety of appreciated assets to the Fund, which allows you to avoid paying taxes on any accumulated gains on those assets. This can be a significant tax savings.

It Is Not Just About Taxes (But Avoiding Tax Certainly Helps)

At Modera Wealth Management LLC, we believe individual investment decisions should not necessarily be made solely for tax reasons. However, a sound investment plan should factor in the implications of taxes where possible, which can optimize your rate of return over time. We can customize and develop investment strategies for you with an eye on minimizing taxes both now and in the future to help maximize your after-tax returns. Contact your Modera Wealth Manager to further discuss some of the options discussed in this article, or to explore other opportunities to improve your returns on investment through income tax management strategies.

Information sourced from an article by Bradley Hilton from Modera Financial Advisors in Atlanta, GA.

Modera Wealth Management., LLC (“Modera”) is an SEC-registered investment advisor with places of business in Massachusetts, New Jersey, North Carolina, Georgia and Florida. SEC registration does not imply any level of skill or training. Modera may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. SEC registration does not imply any level of skill or training.  For information pertaining to our registration status, fees and services, please contact us or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov) to obtain a copy of our disclosure statement set forth in Form ADV Part 2A. Please read the disclosure statement carefully before you invest or send money.

This article is limited to the dissemination of general information about Modera’s investment advisory and financial planning services that is not suitable for everyone. Nothing herein should be interpreted or construed as investment advice nor as legal, tax or accounting advice nor as personalized financial planning, tax planning or wealth management advice. For legal, tax and accounting-related matters, we recommend you seek the advice of a qualified attorney or accountant. This article is not a substitute for personalized investment or financial planning from Modera. There is no guarantee that the views and opinions expressed herein will come to pass, and the information herein should not be considered a solicitation to engage in a particular investment or financial planning strategy. The statements and opinions expressed in this article are subject to change without notice based on changes in the law and other conditions.

[1]  https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

[2] https://www.irs.gov/retirement-plans/plan-participant-employee/amount-of-roth-ira-contributions-that-you-can-make-for-2020

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Investment

CoinePro Review – All You Need To Know About CoinePro.com

What you need to know about the financial market and investing in the assets is that any wrong move can make you lose your hard-earned money and it can have adverse effects on your earnings.

If you are considering investing in the financial assets then you must make out time to know about different instruments and the market itself. You can not afford to be hasty in your actions and decisions.

Having known that the financial market is not a child’s play and that it has various financial instruments with unique characteristics. The question now is have you considered which of the instruments you want to invest in?

You must have checked the commodities, cryptocurrencies, CFDs, indices, stocks, and so on because a good analysis of these instruments is required of you before investing in any assets.

There are numerous financial assets made accessible in the market, they all come with different factors and characteristics that are peculiar to each other. The uniqueness of these financial assets varies.

These factors are what brokerage firms take advantage of to make considerable profits. The financial brokers themselves examine financial instruments that have a reasonable profit margin and this is the reason behind their diversification of assets.

The financial market is quite interesting and has something for everyone but a good knowledge and understanding of the market is necessary. If you say a good experience and knowledge are needed in order to succeed, you will not be wrong because that is where the financial brokers come in to play.

The brokerage firms are in the market with their team of Certified Professionals who track factors, trends and economic events that affect the value of assets and they are there to help you make the best trading decisions.

A lot of hard work is needed from you before choosing a financial broker. Conducting a background study on them will be for your own good.

Check records of traders on the platform, the financial assets that are made available on the platform, and in fact, be highly informed about the brokerage firm as no knowledge is a waste.

Join me in this review as we explore the world of Coinepro.com. You will obtain great information that we help you in deciding whether to trade with this platform as you read through this review.

Brokerage firms’ ability to indicate and forecast the future economic trends in the market demonstrates the success rate of investors on their platform.

Overview of CoinePro.com

CoinePro.com is an online brokerage firm established by the industry’s experts and professional traders who have acquired great trading knowledge and experience in the financial market over the years.

They have more than sufficient knowledge in different areas of trading, crypto strategies, and risk management and also in various instruments and assets, and with all that knowledge CoinePro was founded.

The platform is customer-oriented and established with the concept of providing a platform that is reliable, convenient, and efficient while offering satisfactory services to its substantial trader across the globe while they trade.

They have incorporated certain features to ensure all these. From the educational materials, the trading platform, and all other aspects, they maintain top-notch quality.

CoinePro is said to have a unique platform that has incorporated up to date features of technological advancements in its platform. It is one of the top brokers in the blockchain industry that has an educational center where traders on the market are trained. Traders on the platform are offered experienced and professional advice or guidance to facilitate their trading at any point in time.

Under the educational center, it is said to have special forex and crypto classes that are made available to traders on the platform to ensure that they have vast knowledge and also well informed on the occurrences of events in the financial market. They utilize this training in making the right decision and employ the right strategies for profit generation.

The broker has made accessible 24 hours exceptional customer service system for the five working days of Monday to Friday for all trader both beginners and professionals for any issues, queries, or inquiries that they may want to contact the brokerage firm for. It has an outstanding trading platform with a high level of security and easy to access interface.

The high-security system is to keep the platform safe and protect traders from cyber-attacks and unauthorized entry into the system. The broker has expressed the need to provide financial investors or users of the platform an excellent and outstanding trading experience.

CoinePro is not complex as it has a user-friendly interface and also financial traders can perform their trading in the most efficient and effective way to ensure earnings as the broker has put in place valuable trading tools on the platform.

Unique features of CoinePro.com

Traded instruments on CoinePro.com

On CoinePro there are various financial instruments that are traded. The financial broker is of the opinion that you have a greater opportunity at maximizing profit when you diversify your traded assets in the financial market.

The following are the list of different traded instruments on the platform forex, shares, commodities, cryptocurrencies, stocks, indices, and metals. we shall go through them one after the other so that you as the trader will know how to best take advantage of the varieties for your good.

Forex

Trading forex is very popular and common among financial investors and traders as it has earned them considerable profit over time and CoinePro trades in forex. It is the financial market most liquid and largest assets. The forex market is known as (OTC) over the counter or interbank market because it is electronically operated.

CoinePro has made available the option for traders to trade on major currency pairs and the minor currency pairs as well. This way traders have a variety to choose from. The famous pairs like GBP/USD, EUR/USD, EUR/GBP is available on the CoinePro platform.

The platform also makes available resources materials to traders to help them understand and stay inline with the financial market changes. A proper and timely update is given to traders on economic policies and market trends as it affects the value of various currencies to enable them to take the right decision regarding the trade.

Shares

The share has oftentimes demonstrated that it is a highly profitable asset and it is also traded on CoinePro platform. The platform has inexhaustible access to the industries’ top stocks market like the UK, Germany, and the USA plus many more.

Trading on CoinePro has it’s special advantage of you enjoying low spreads and maximum leverage. In your trading decision making, CoinePro ensures you get required expert and professional advice to help you strategize your trading. Its focus is on the company that has the potential for the shares to appreciate over time.

Commodities

If trading forex or shares does not interest you then CoinePro has another alternative asset to choose from and that is commodities. However, a good knowledge of commodities and how the trading works is required of you before trading on it to avoid losing money.

Though the broker has a mixture of hard and soft commodities that can be traded on the platform and it carries lower risk as to other assets. The hard commodities traded on CoinePro are diamonds, gold, oil, silver while the soft commodities include different agricultural products like coffee, wheat, corn, sugar, etc but note that they sensitive to weather and climate change.

Cryptocurrencies

Cryptocurrency is actually one of the most in-demand assets traded by financial investors in the market. For financial traders who wants to make short term investment then trading crypto is the best option as it gives you the opportunity to make interest.

CoinePro offers investors the opportunity to trade on crypto and has a variety of them which includes (LTC) Litecoin, (RXP) Ripple, (BTC) Bitcoin, (BCH) Bitcoin Cash, (ETH) Ethereum and many others. The platform gives you the opportunity to buy at low prices and sell at profitable prices. It also has on its website the crypto volatility index to help financial traders with necessary information as they make trading decisions.

Stocks Indices

Upon complete registration of your account, CoinePro offers you the chance to trade on indices and stock. Numerous stock indices around the world are made available on CoinePro. The broker offers an intuitive interface that makes trading on stock indices easy on the platform.

The team of experts and professional have provided market analysis on a daily basis for you to make a smart and profitable decision during your trade. The most common and popular available stock indices include FTSE 100, S&P 500, and many more.

Metals

To make an excellent and outstanding portfolio while diversifying your financial instruments, you can not go wrong with precious metals as it proposes a great return on investment and also acts as a blockade from inflation.

CoinePro specially offers precious metals on the platform as they know it has a great level of advantage to the financial investor. The broker has a variety of metals made available for investment objectives and they include platinum, copper, gold, silver, and many more.

Trading platforms on CoinePro.com

The trading platform is the most important aspect of any brokerage firm through which means financial traders open and close positions and also monitor their trade. It is a very important feature and all the traders want the best available options.

The one main vision of CoinePro is to give financial traders a favorable trading experience and it stands on it to make it happen. The broker understands that if the users are not offered a good trading platform with up to date technological innovation and easy to use interface, they might not make a good profit.

Therefore, CoinePro provides the industry’s prominent trading platform which can be accessed through Web Trader, Optima, and Android & iOS trading platforms.

Web Trader

If the desktop-based trading platform is not your choice then you will like this. The CoinePro offers a trading platform in the form of Web Trader. It provides traders with a more flexible alternative that can be accessed anywhere in the world through the web browser. This means it is accessible on any device.

In other words, you can perform transactions on the go. It has vast trading tools that ensure that you can execute a quick trade decision and also have all your trade reflected in-real time. You can also check your current position and trade history without hassle. Another unique feature of Web Trader is that it is widely used and compatible.

Optima

CoinePro offers financial traders the Optima trading platform which has an easy to use interface and it is straightforward. The Optima is the best trading platform as it provides a steady and smooth trading experience.

It is powered by high technology and users can also customize it accordingly to ease their accessibility. Another great feature is that it demonstrates less resistance for traders and allows them to concentrate on gaining valuable information they desire. Once it is downloaded, installation can be done in a few minutes and you can start using it.

Android & iOS

CoinePro has provided for Android and iOS users, an exciting sophisticated and yet simple mobile trading platform. The broker has a mobile app that has a wide variety of features and functionality that supports your trading in other to have a considerable return on investment.

Account types available at CoinePro.com

The broker offers financial investors three great account types to choose from. The account option is available since all traders do not have the same experience and skill and also they will not invest the same amount of money.

The account options vary and they are formulated to accommodate different financial traders. The following accounts exist on CoinePro.com: Micro account, Standard account, and Premium account.

Let’s see more explanation on the account types below.

Micro account: The broker offers to beginners this account option and it has a minimum deposit of $500. It has a static spread, a personal manager whose duty is to help you make trading and investment decisions. The minimum lot is 0.1 and it comes with a leverage of 1:200. You also have access to the news feed and financial calendar.

Standard account: this account option is for the advanced and intermediate trader who already has acquired some experience in the market. It has a minimum deposit of $5,000 with a welcome bonus of 25% and also leverage 1:300 with a minimum lot of 0.5. It has all the features of news feed, financial calendar, personal account manager, and a static spread.

Premium account: the premium account is for professional and expert traders and has a minimum deposit of $50,000. The broker gives leverage of 1:400 with a minimum lot of 1. The welcome bonus is 50%, it has a static spread, and also it has all the features of the other accounts.

Security structure of CoinePro.com

The security of traders and their financial data is the major challenge of brokerage firms. CoinePro has an advanced security system that makes it reliable for traders. It has the highest standard of encryption and powerful privacy policy on the platform. No client information is disclosed to outsiders. It can only be used for administrative purposes. It also prohibits unauthorized entrance.

Exceptional customer service

The broker aspires to offer the best in class customer support to clients. It has a friendly customer service system where you feel free to ask any questions or make an inquiry about any aspect of the platform. It has a 24hours for 5working days of the week.

Deposit and withdrawal options

CoinePro uses bank wire transfer for a deposit which attracts no extra charge and it is also convenient. It has a minimum withdrawal of $250 and charges $50 and it is also processed within 5working days.

The broker also uses a credit/debit card and the withdrawal has a transaction cost of $25 and a $10 processing fee and minimum withdrawal of $100. Another method is repayment. Deposit is free but minimum withdrawal is $100 at a cost of $25.

Educational materials available at CoinePro.com

CoinePro knows that a good knowledge of the system helps traders to have a great experience. The training tools aids traders while making a trading decision in the financial market.

The broker has the economic calendar which helps traders know about important economic events that can affect their trade. There is also a trading guide with video tutorials, articles, and news from their team of experts and analysts.

The broker includes a currency converter, forex converter, Risk Management, and rating of Central Banks all these are to help the clients while trading.

The broker has a lot to offer, from the wide range of instruments to the features available. In addition, the platform offers premium security measures. We can say that CoinePro is quite impressive.

It has exceptional trading services and a powerful support system that has placed it among the top brokers in Europe.It has training tools with great user experience,this is not something you don’t see every day. Trading with CoinePro will be a good idea.

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Investment

NO BONUS, INCREMENT THIS YEAR? DOESN’T MEAN NO SIP

Undoubtedly, 2020 has been a challenging year for the industry, economy, and businesses. Thanks to the pandemic hovering in our lives, a lot of us haven’t got increments and bonuses to match the previous years. Along with lower annual inflow in your bank account, your mutual fund investment values are perhaps a standstill too. So, in such a situation, what should you do about your mutual funds? Invest in SIP to ensure that you contribute towards your future financial goals in a disciplined manner.

What is SIP?

Systematic Investment Plan (SIP) is a way to invest in mutual funds. Under SIP investments, an investor contributes a fixed amount at regular intervals for a specific period in their preferred mutual fund schemes. The periodicity and the investment amount is predetermined by the investor before starting an SIP. The periodicity of the intervals can be daily, weekly, monthly, quarterly, semi-annually or annually. This instils financial discipline among investors which is necessary to achieve long-term financial goals. However, how should you go about SIPs during such times of uncertainty?

Here’s what you can do during such uncertain times.

  • Don’t stop your monthly investment– While you might have pencilled a specific growth in your SIP each year if you haven’t got an increment or significant bonus this year, hold on to your last year’s investment amount. Also, try not to lower your monthly SIP investments because your long-term goal is fueled from your monthly SIP. Cut down on your expenses if need be, but consider SIPs as sacred and continue with it.
  • Don’t switch to safer options– Conserving profit in times of a market downturn is a natural thought. Investors often wonder if they should stop with their equity investments and move to safer investments like debt funds or fixed deposits. However, doing so will dent the return expectation on your long-term goals for which you begin your regular investments in equity funds. It’s best to make your peace with falling returns and stay put if your goal is still far away.
  • Cut back on discretionary expenses– If you must, you should cut down your costs to accommodate SIP investments. This does not mean that you have to forgo your necessary expenses and daily needs like fees, medicines and so on. Instead, you should rethink large spends like weekend trips, designer apparel, vacations, etc.

Slack on some of these frills and you’ll realise that you can generate that little bit extra money every month which lets you continue your daily lifestyle without pulling back your SIPs or dipping into your investment pile. You can also use an SIP calculator, also known as SIP return calculator to understand the returns on your mutual fund investments on maturity. Happy investing!

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FinanceInvestment

Bitcoin Revolution Review – Ideal For Beginners And Experts Alike

What is the Bitcoin Revolution?

Before starting this Bitcoin Revolution review, it is important to understand what an auto trading crypto bot is. An auto trading bot is a software that allows traders to trade in cryptocurrencies. Cryptocurrencies are digital currencies that do not have a central regulating authority (such as a bank or a sovereign state) issuing the currency. Majorly, cryptocurrency exchanges and cryptocurrency brokers are usually used apart from trading bots to conduct trades of cryptocurrencies. Bitcoin Revolution is one such crypto software bot that helps in the trade of cryptocurrencies. It claims that it has an award rate of 88%.

What are the features of the Bitcoin Revolution? Should I select it as my preferred option?

Different features are usually analyzed when it comes to judging the utility of a cryptocurrency software bot. Here is an analysis of the most important facets that will help you decide as to whether or not you want to make your trades with the Bitcoin Revolution.

  • How ideal it is for beginners: Truth be told, whoever it is, given the nascent stage of digital currencies itself, everyone is a bit of a beginner when it comes to cryptocurrency trades and mining. One of the most important things when it comes to choosing a cryptocurrency platform or software, especially if you are just starting is checking how beginner-friendly it is. One of the best things about this Bitcoin robot is that it is tremendously beginner-friendly – the testimonials of beginners about the software is a testament to that. Therefore, if you are a beginner to Bitcoins, or if you are a beginner to using a software bot to make your trades, you will find this platform, not just functional, but also tremendously intuitive.
  • How the profits are that you can make with it: Now while this depends on your ability and a variety of other influencing factors and circumstances, Bitcoin Revolution is one of the cryptocurrency trading software’s that claims to provide bigger awards or win rates to its users. This combined with the fact that it is beginner friendly makes it an ideal platform and a platform of choice for many users. While a 88% win-rate may be an exaggeration, there is no doubt that you can make a decent profit off of the software.
  • Whether it is legitimate: Given that you are investing actual money in the trade of cryptocurrencies, it is important to choose a platform that is not just effective in terms of the profits that it provides, but it must also be a legitimate and a safe platform for the user to engage with. While there is plenty of trading software on the internet today for the trade of cryptocurrencies, not all of them are legitimate or safe in any way. Bitcoin Revolution seems to be a legitimate software for the trade of cryptocurrencies. Apart from ensuring that the platform itself is safe, it also makes sure that the private information, including the financial information of its users, also remains confidential and safe.
  • No subscription fees, but charges based on your profit: Now most brokerages and exchanges do not have an incentive to make sure that the traders are turning a profit because they are paid a commission anyway. However, with the Bitcoin Revolution, one of the biggest benefits is that there are no subscription fees, but a nominal 1% charge based on the profits of your trades. Therefore, the software does not making any profits unless you do! – what can be better than this?
  • Easy withdrawals and deposits: There are two things that anyone who performs online transactions wants – one is the ability to make deposits and withdrawals easily, and two, is the ability to use different payment options depending on what is most convenient to them. In both these aspects, the Bitcoin Revolution software has some of the best features. It not only has a wide range of accepted payment options, but it also allows for easy withdrawals and deposits. Therefore, if you are wondering whether you can perform your transactions with ease, there is absolutely no doubt that you can.
  • The interface of the software: The more complicated, glitchy, slow, and poorly designed software is, the harder it is to use it and leverage it for the purpose that it is meant for. The Bitcoin Revolution software is designed in a manner that is not just highly functional, but it is also highly intuitive ensuring that all of the transactions that you want to perform can be done by you without too much effort. The aesthetics of the platform are also designed intuitively ensuring that you will not feel like the software is an eyesore.

For all of these reasons, if you want a software which offers an intuitive, safe, and a highly dependable way to make some money, you can check out Bitcoin Revolution and leverage the benefits that it has to offer!

And as a beginner, if you are ready for bitcoins, you could decide to go with bitcoin wallet online option for your bitcoin transactions.

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Investment

Advantages of investing in SIP

“Little drops of water make the mighty ocean”. This concept is followed by a popular mode of investments – Systematic Investment Plan, or commonly known as SIP.SIP is a mere tool to invest in mutual funds. Under SIP investment, an individual invests a fixed amount at periodic intervals in their desired schemes. SIPs help to accumulate wealth by regularly investing money for a long period.

This article will focus on the advantages offered by SIP investments. These are:

  1. Disciplined investing

Since SIP investments are automated in nature, they help to instil a sense of financial discipline among investors. Once you have started an SIP investment, a fixed amount gets automatically transferred into your preferred mutual fund schemes.

  1. No need to time the market

Investors are always in the dilemma if it’s the right time to invest in mutual funds or not. No can accurately predict the volatile market or if it has reached its peak or low point. Investing via SIP resolves this quandary as SIP is a periodic investment that occurs across all market cycles. Hence, one does not need to time the market when investing via SIP mode.

  1. Power of Compounding

When you start to invest early and for the long term, you reap the benefits of power of compounding.An investor avails the benefits of compounding when they earn interest by reinvesting their interest. In short, your money works to generate money on their own for you. It is also referred to as the eighth wonder of the world by some.

  1. Rupee Cost Averaging

Under the SIP scheme, investments are made towards the preferred mutual fundsirrespective of the market condition. This results in purchasing more fund units when the market is low and fewer units when the market is rising. This averages out the average cost of mutual fund units purchased. This principle is known as rupee cost averaging.

  1. Ease of investing

SIP makes it very easy to invest in mutual funds online. With SIPs, you can invest as low as Rs500 per month.Investing in SIP is a hassle-free process as the amount gets automatically deducted at given intervals once your one-time mandate is approved.

  1. Lighter on the pocket

Unlike other modes of investments such as lumpsum mode, you do not have to empty your pockets or go all-in when investing in SIP.SIPs allow you to invest in mutual funds according to your financial condition thus not generating financial stress among investors.

If you want to gauge a fair idea on the future value of your investments, you can use an SIP calculator to help you understand the market value of your mutual fund investments. This will help you to get an estimate on the amount required to invest in SIPs to achieve your goals in a given time frame. Happy investing!

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Investment

How To Make Better Investment Decisions

Do you want to make better investment decisions? Whether you are new to the world of investing or you are more experienced but have made a few bad choices in your time, there are always a few steps that you can follow which should help you to make more intelligent decisions which will hopefully help you to succeed and achieve your investment goals. There is, of course, no guarantee in the world of investing and so you will need to determine your risk tolerance when starting out, but read on for a few tips which should help you to start making better decisions immediately.

Use Your Head, Not Your Heart

One of the biggest mistakes that beginners make when it comes to investing is going with their heart instead of their head. You may want a certain investment to succeed, but that does not mean it will – often, the best and safest investments are the less exciting or glamorous ones that can deliver consistent returns over the long-term.

Diversify

It is a tip that even those that do not invest know about, but this is because it is so important. It is much better to have eggs in several baskets as opposed to all your eggs in one, so diversifying your portfolio is vital for success. This can mitigate risk and help you to maintain regular returns even if they are low.

Immerse Yourself

It is no surprise that those that succeed in the world of investing are the ones that make it an important part of their life. Immerse yourself in the world of investing and you should find that you become more confident and gain the knowledge to make the right, and timely, decisions. You can do this by:

  • Joining online communities
  • Reading blogs
  • Listening to podcasts
  • Following experts

Valuations From Experts

When it comes to real estate, you can make smarter investment decisions by getting valuations carried out by experts. Experts like Gerald Eve have been working with the Victoria and Albert Museum, so you know that they have the expertise to guide you towards the right investment decisions.

Don’t Be A Sheep         `

People often follow the crowd when it comes to investing, but the trouble with this is that by the time that a crowd has formed, it is already too late. You need to be on the ball and jump on opportunities early in order to benefit from them – this is challenging but the other tips on this list should help you to identify good opportunities early.

Only Invest What You Are Comfortable Losing

You should never invest money that you cannot afford to lose. By investing money that you are comfortable losing, it takes the pressure off of your decision making which should help you to make the right decision (it can also make investing more enjoyable too).

Follow these tips and you should start to make better investment decisions and see returns before long. Whether you are new to investing or simply trying to make better decisions, it can be tough buthopefully, this advice will be of good use.

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Investment

Cannabis cryptocurrencies to invest

Strict regulations have pushed the legal market of cannabis to embrace cryptocurrency. For Cannabis, the incredible healing benefits that have helped many people suffering from chronic pain, insomnia, and other serious problems like PTSD led to increasing calls for its widespread availability and use.

The biggest challenge of the cannabis industry is the cash problem and restrictions imposed by the federal government. Banks are unlikely to offer their services to any vendor dealing with cannabis as long as the plant is Federally considered a drug. For the most part, the cannabis market is one of the biggest and fastest-growing markets in the US but still the market stays in a grey area.

That is the reason there are several altcoins related to Cannabis industry that try to offer solutions to the industry.

Here’s the most important ones.

CannabisCoin

First in the list is CannabisCoin. This cryptocurrency was created in 2014 and its purpose is to simplify payment transfer between business and consumers. In other words, CannabisCoin aims to make transactions smoother and easier for medical cannabis dispensaries. This coin looks to provide a straightforward exchange ratio from cryptocurrency to actual cannabis medicines. For example, one can easily exchange Cann at a rate of 1 coin to 1 gram. CannabisCoin is benefiting from California’s marijuana legalization and as at the beginning of the year, its market cap was $22.8 million. And interestingly, one CannabisCoin was worth $0.296.

PotCoin

Established in 2014, PotCoin is a Canadian coin used to pay for goods and services. It is the first cryptocurrency designed to facilitate the underserved legal marijuana industry with a decentralized banking infrastructure and payment solution. PotCoin is a banking solution for the $100 billion global legal marijuana industry. PotCoins allows cannabis enthusiasts to interact, transact, communicate, and grow. According to their: “Using PotCoins, industry members will realize significant cost savings, scalability, and unparalleled enterprise security”.

HempCoin (THC)

THC is a cryptocurrency that runs on a blockchain, similar to Bitcoin. THC was created in 2014 to serve as a payment solution for businesses in the agriculture, hemp, legal cannabis, and tobacco industries. This Crypto currency had a 170-million-dollar market cap in January 2018, THC traded over 20 Million dollars per day, and it reached the top 100 on CoinMarketCap. THC is fully vetted by Bittrex for the SEC as a non premined fair coin, was among the first 30 coins ever created in 2014, is a vetted fair community coin. HempCoin is currently traded on one of the largest digital currency exchanges in the world, Bittrex.a decentralized way for consumers, businesses, & growers to transact.

DopeCoin

DopeCoin is a cryptocurrency that’s aimed at helping cannabis merchants and consumers enjoy easier transactions.DopeCoin wants to increase security and transparency for store owners. Yes, as a dispensary owner, chances are you’re dealing with hundreds of thousands of dollars in cash every month. And of course, with today’s federal laws and regulations, you might find it hard to simply transfer the entire lot to the bank. Of course, after splitting the cash, buying supplies and paying employees; you’ll need to figure out how to take the leftover money to the bank. The good news is, it’ll be way easier to transfer cash straight to your bank. And perhaps the best thing about DopeCoin is that users will be able to perform fast and secure transactions at no cost.

It seems that the future is bright for the legal cannabis market. There are already many dispensaries and it is very easy for us to shop many related products by visiting an online headshop but there’s a lot of growth expected. Based on the market valuation of public marijuana companies, investors seem to think the market size is going to be $20 billion. We would expect marijuana stocks to go up soon.

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InvestmentNews

Top investment options in India for NRIs

Indians who live abroad often transfer money to India to meet family obligations. The money they remit may cover the daily expenses of their loved ones, as well as rent, tuition fees, medical costs, and so on. But when it comes to international money transfer for the purpose of investments, many non-resident Indians (NRIs) remain clueless.

To carry out investments in India, you will first need an NRI bank account. You could opt for a non-resident external account (NRE) account which permits you to hold your overseas earnings in Indian rupees. Alternatively, if you earn an income in India, you could get a non-resident ordinary (NRO) account to hold your earnings back home. You could also look into digital remittance solutions like Axis RemitMoney, which promise a quick, easy, and affordable international money transfer to India experience.

Once your remittance modes are in place, you are ready to start investing. Here are five investment options that NRIs could explore.

  • Fixed deposit

This is a popular investment tool among resident Indians as well as NRIs. One key advantage is that fixed deposits offer a fixed interest rate throughout the term of the deposit. That makes it a good proposition for investors with a low risk tolerance. The interest rates vary according to the term selected. In general, you can expect to earn interest of around 6% to 7%. Senior citizens enjoy a slightly higher rate.

You can invest in a fixed deposit through your NRE or NRO account. Just keep in mind the tax implications. Interest earned on NRE fixed deposits are tax-free. But any interest earnings from NRO fixed deposits are subject to tax deducted at source (TDS).

  • Equity and convertible debentures

Stock market investments offer relatively higher returns but they come with risks too. As an NRI, you cannot buy shares directly from a company. But you can invest in equities and convertible debentures through portfolio investment schemes of the Reserve Bank of India (RBI). To start investing, you will need an NRE or NRO account, a trading account, and a demat account.

Here are a few things to remember before you start:

  • As an NRI, you cannot engage in intraday trading and short selling.
  • The profit made from holding shares for over a year falls under long-term capital gains and is tax-free. If you sell the shares before one year is up, a short-term capital gains tax of 15% will apply.
  • Mutual fund

Are you investing for the long haul or the short term? Whatever your time horizon might be, there is sure to be a mutual fund to help you reach your goals. Choose from a wide range of schemes based on your risk appetite. Investing in mutual funds is easy when you have an NRE or an NRO account. However, NRIs based in the United States (US) and in Canada could face some restrictions. Owing to strict Foreign Account Tax Compliance Act (FATCA) rules, not all asset management companies permit NRI investment in mutual funds.

  • National Pension Scheme (NPS)

NPS is an excellent investment tool that allows you to save for long-term goals like retirement. This tax-efficient scheme brings you market-linked returns. The portfolio is diversified across a range of financial securities, such as corporate bonds, government securities, and equity-related investments. The scheme allows investors to create a corpus for retirement as well as a regular source of income. Any Indian citizen aged between 18 and 60 is free to invest in NPS.

  • Real estate

A large number of NRIs who live abroad hope to invest in property in their native land. Indian real estate is also a profitable investment option. NRIs can freely invest in residential and commercial properties and use them however they wish. But the purchase of agricultural and plantation land is not permitted in the case of NRIs.

Wrapping up

No matter how big or small your investment is, make sure to carry out end-to-end research before making any investment decision. Consider all options available to you based on your financial goals, risk appetite, and returns. By doing your homework, you can make wise decisions about how to invest your hard-earned money.

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